Stearns County property record for 22204 123rd Ave, Cold Spring, MN 56320
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 2,174 sqft · built 2016 |
| Lot Size | 20.1 acres (875,992 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $847,500 (Aug 2026) |
| Tax Bill | $9,020 (2026) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-41637-0304 |
| Primary APN | 76-41637-0304 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,174 sqft Living Area |
| Gross Area | 2,935 sqft |
| 1st Floor Area | 2,174 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 875,992 sqft (20.1 acres) |
| Garage Type | Attached |
| Garage Area | 1,212 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 22204 123RD AVE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-4607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 20-123-29 20.11A W2SW4SW4 SECTION 20 TOWNSHIP 123 RANGE 029 SECTION 20 TOWNSHIP 123 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 20 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ROCKVILLE |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 11306 |
22204 123rd Ave, a rural home, is owned and occupied by two individuals who bought it in August 2026.
Source: Stearns County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22204 123RD AVE, COLD SPRING, MN 56320-4607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Jun 11, 2015 · Amount on File |
| Deed Document Number | 20261718984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 12, 2026 |
| Property Address | 22204 123RD AVE, COLD SPRING, MN 56320-4607 |
| Document Number | 0001718984 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20261718984 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $282,471.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22204 123RD AVE, COLD SPRING, MN 56320-4607 |
The 2026 property tax bill for 22204 123rd Ave was $9,020.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Rockville City |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,020.00 | $785,900 (+5.17%) Land $177,900 Building $608,000 | $785,900 (+5.17%) Land $177,900 Building $608,000 |
| 2025 | $747,300 Land $167,000 Building $580,300 | $747,300 Land $167,000 Building $580,300 | |
| 2023 | $6,992.00 | $674,900 Land $157,900 Building $517,000 | $674,900 Land $157,900 Building $517,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22204 123rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 22204 123rd Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures