Stearns County property record for 21956 123rd Ave, Cold Spring, MN 56320
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1,316 sqft · built 1989 |
| Lot Size | 103 acres (4,503,668 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,648 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-41650-0120 |
| Primary APN | 76-41650-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,503,668 sqft (103 acres) |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21956 123RD AVE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-4605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 29-123-29 103.39A NW4NW4NW4 LESS W 100' & INC NE4NW4NW4 & INC NE4NW4 & INC NW4NE4 & P/O GOVT LOT 1 LYING WLY OF E LN OF W 20A |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 29 |
| Legal Lot Number | 1C |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ROCKVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21956 123RD AVE, COLD SPRING, MN 56320-4605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer |
| Dec 30, 2025 | Contract Sale, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 30, 2025 |
| Property Address | 21956 123RD AVE, COLD SPRING, MN 56320-4605 |
| Document Number | 00A1705863 |
| Instrument Date | Dec 29, 2025 |
| Instrument | A1705863 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21956 123RD AVE, COLD SPRING, MN 56320-4605 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 30, 2025 |
| Property Address | 21956 123RD AVE, COLD SPRING, MN 56320-4605 |
| Document Number | 00A1705862 |
| Instrument Date | Dec 29, 2025 |
| Instrument | A1705862 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Rockville City |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,648.00 | $878,900 (+10.37%) Land $605,300 Building $273,600 | $878,900 (+10.37%) Land $605,300 Building $273,600 |
| 2024 | $5,648.00 (+37.29%) | ||
| 2023 | $4,114.00 | $796,300 Land $543,600 Building $252,700 | $796,300 Land $543,600 Building $252,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 100 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures