22202 Cinco Lakes Ct, Katy, TX 77450 Property Records

Fort Bend County property record for 22202 Cinco Lakes Ct, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,930 sqft · built 1993
Lot Size	0.453 acres (19,713 sqft)
Owner	2 Individual Names on File
Last Sale	$487,000 (Jul 2019)
Tax Bill	$11,345 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R156194`

Property Details

APN / Parcel Number

Primary APN	`R156194`
Alternative APN	`2271-04-003-0100-914`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,930 sqft Living Area
Gross Area	4,502 sqft
1st Floor Area	2,309 sqft
2nd Floor Area	1,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,713 sqft (0.453 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	722 sqft
Porch	Open Porch
Porch Area	62 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	22202 CINCO LAKES CT
City	KATY
State	TX
Zip	77450-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTH LAKE VILLAGE SEC 4, BLOCK 3, LOT 10
Legal Subdivision	CINCO RANCH SOUTH LAKE VILLAGE SEC 4
Legal Block	3
Legal Lot Number	10
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1010
Census Tract	673005

Owner

22202 Cinco Lakes Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Fort Bend County records, as of September 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	22202 CINCO LAKES CT, KATY, TX 77450-8617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit VERITEX COMMUNITY BANK
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERITEX COMMUNITY BANK
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit VERITEX CMNTY BK
Jul 16, 2019	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on File
Deed Sale	Jul 16, 2019 · Amount on File
Prior Sale	Jul 6, 1994
Deed Document Number	201977473
Prior Transfer Date	Mar 2, 2015
Prior Transfer Doc	0005027887
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22202 CINCO LAKES CT, KATY, TX 77450-8617
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012726
Date	Jan 27, 2022
Instrument	2022012726

Lender

Name	VERITEX COMMUNITY BANK
Type	Bank
Address	DALLAS, TX 75225

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22202 CINCO LAKES CT, KATY, TX 77450-8617
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	SELECTITLE LLC, SELECT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206663
Date	Dec 15, 2021
Instrument	2021206663

Lender

Name	VERITEX COMMUNITY BANK
Type	Bank
Address	DALLAS, TX 75225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22202 CINCO LAKES CT, KATY, TX 77450-8617
Document Number	0000145953
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22202 CINCO LAKES CT KATY TX 774508617, KATY, TX 77450-8617

Mortgage

Document Number	0000145953
Date	Oct 20, 2020
Instrument	145953

Lender

Name	VERITEX CMNTY BK
Type	Bank
Address	DALLAS, TX 75225

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 19, 2045

Interest

Rate Type	Adjustable Rate

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jul 16, 2019
Property Address	22202 CINCO LAKES CT, KATY, TX 77450-8617
Document Number	0000077473
Map Reference	SL 1113/B&1114/A
Instrument Date	Jul 16, 2019
Instrument	2019077473
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24019 BONNAMERE LN, KATY, TX 77494-4504

Mortgage

Document Number	0000077474
Date	Jul 16, 2019
Instrument	2019077474

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22202 Cinco Lakes Ct was $11,345 with a homeowner's exemption, up 4.9% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,345.00 (+4.85%) Homeowner's exemption	$680,780 (+1%) Land $130,416 Building $622,019	$752,435 (-0.66%) Land $130,416 Building $622,019
2024	$10,820.00 (+8.35%) Homeowner's exemption	$618,891 (+1%) Land $130,416 Building $627,039	$757,455 (+2.6%) Land $130,416 Building $627,039
2023	$9,986.00 Homeowner's exemption	$562,628 Land $100,320 Building $637,946	$738,266 Land $100,320 Building $637,946
2018	$9,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22202 Cinco Lakes Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Nearby Flood Policies	144 in force
Nearby Flood Claims	2 (2017–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22202 Cinco Lakes Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 2 serves 4,743 people · EPA ID TX0790306
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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