2220 Speight Ave, Waco, TX 76706 Property Records

McLennan County property record for 2220 Speight Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 676 sqft · built 1925
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on File
Last Sale	$185,535 (Sep 2024)
Tax Bill	$1,235 (2024)
Deeds & Mortgages	Sep 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-014200-002500-0`

Property Details

APN / Parcel Number

Primary APN	`48-014200-002500-0`
Alternative APNs	`4801420000250000111` `171765`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	676 sqft Living Area
1st Floor Area	676 sqft
Flooring	Wood

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1945
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	165 ft deep x 45 ft wide
Garage Type	Carport
Garage Area	544 sqft
Carport	Carport
Carport Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	2220 SPEIGHT AVE
City	WACO
State	TX
Zip	76706-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	EZELL LOT 4A BLOCK 3 ACRES 0.171
Legal Subdivision	EZELL
Legal Block	3
Legal Lot Number	4A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1049
Census Tract	598

Owner

Source: McLennan County records · APN 48-014200-002500-0

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2220 SPEIGHT AVE, WACO, TX 76706-2906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Dec 20, 2023
Deed Document Number	202435870
Prior Transfer Date	Sep 09, 2022
Prior Transfer Doc	0000036812
Record Updated	Sep 20, 2026

September 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 16, 2024
Property Address	2220 SPEIGHT AVE, WACO, TX 76706-2906
Document Number	0000035870
Map Reference	VOL 58 PG 621
Instrument Date	Sep 13, 2024
Instrument	2024035870
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2117 RICHTER AVE, WACO, TX 76711-1952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 SPEIGHT AVE, WACO, TX 76706-2906

Mortgage

Document Number	0000035871
Date	Sep 16, 2024
Instrument	2024035871

Lender

Name	TFNB YOUR BANK FOR LIFE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2054

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,910 (+115.4%) Land $17,060 Building $135,850	$152,910 (+115.4%) Land $17,060 Building $135,850
2024	$1,235.00 (-22.38%)
2023		$70,990 Land $17,000 Building $53,990	$70,990 Land $17,000 Building $53,990
2022	$1,591.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Helmsco Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 381 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.