2207 Speight Ave, Waco, TX 76706 Property Records

McLennan County property record for 2207 Speight Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 544 sqft · built 1948
Lot Size	0.188 acres (8,188 sqft)
Owner	Individual Name on Record
Last Sale	$64,300 (Jun 2021)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-038500-018400-8`

Property Details

APN / Parcel Number

Primary APN	`48-038500-018400-8`
Alternative APNs	`4803850001840080111` `191146`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	544 sqft Living Area
1st Floor Area	544 sqft
Flooring	Carpet

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	8,188 sqft (0.188 acres)
Lot Dimensions	164 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	2207 SPEIGHT AVE
City	WACO
State	TX
Zip	76706-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SPEIGHT ST SUMMIT LOT 3 BLOCK 25 ACRES .188
Legal Subdivision	SPEIGHT ST SUMMIT
Legal Block	25
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4034
Census Tract	598

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14243 58TH AVE S, TUKWILA, WA 98168-4526
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2020	Loan Modification, Mortgage NATIONAL UNITED
Jan 16, 2018	Loan Modification, Mortgage NATIONAL UNITED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	202122540
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	0000022540
Record Updated	Oct 29, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 10, 2021
Property Address	2207 SPEIGHT AVE, WACO, TX 76706-2905
Document Number	0000022540
Instrument Date	Jun 7, 2021
Instrument	2021022540
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2207 SPEIGHT AVE, 2207, WACO, TX 76706-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14243 58TH AVE S, TUKWILA, WA 98168-4526

Mortgage

Document Number	0000022541
Date	Jun 10, 2021
Instrument	2021022541

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2207 SPEIGHT AVE, WACO, TX 76706-2905
Document Number	0000003638
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003638
Date	Jan 29, 2021
Instrument	3638

Lender

Name	NATIONAL UNITED
Address	GATESVILLE, TX 76528

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 28, 2026

Interest

Rate	4.25%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2207 SPEIGHT AVE, WACO, TX 76706-2905
Document Number	0000001281
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001281
Date	Jan 16, 2018
Instrument	1281

Lender

Name	NATIONAL UNITED
Address	GATESVILLE, TX 76528

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 15, 2023

Interest

Rate Type	Fixed Rate
Rate	5.15%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,984 (-4.74%) Land $19,732 Building $65,252	$84,984 (-4.74%) Land $19,732 Building $65,252
2025	$1,565.00 (+19.56%)	$89,210 (+20.28%) Land $17,930 Building $71,280	$89,210 (+20.28%) Land $17,930 Building $71,280
2024	$1,309.00 (-21.24%)
2023		$74,170 Land $17,930 Building $56,240	$74,170 Land $17,930 Building $56,240
2022	$1,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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