2220 S E St, Richmond, IN 47374 Property Records

Wayne County property record for 2220 S E St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 1935
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$152,950 (Sep 2022)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-30558-00`

Property Details

APN / Parcel Number

Primary APN	`029-30558-00`
Alternative APNs	`89-18-04-240-615.000-030` `500424061500029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	180 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500424061500029
Street Address	2220 S E ST
City	RICHMOND
State	IN
Zip	47374-6546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64 X 60 FT LOT 277-278-279 REEVESTON
Legal Subdivision	REEVESTON PLACE ADDITION
Legal Lot Number	277
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1000
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Reeveston Place Historic District listed 2003 · 221 contributing resources · NRIS 02001171

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2220 S E ST, RICHMOND, IN 47374-6546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage USAA FSB
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit 3 RIVERS FEDERAL CREDIT UNION
Sep 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB
Dec 15, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	20229805
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2220 S E ST, RICHMOND, IN 47374-6546
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022010716
Date	Oct 28, 2022
Instrument	2022010716

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2220 S E ST, RICHMOND, IN 47374-6546
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021012656
Date	Dec 27, 2021
Instrument	2021012656

Lender

Name	3 RIVERS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 29, 2022
Property Address	2220 S E ST, RICHMOND, IN 47374-6546
Document Number	2022009805
Instrument Date	Sep 26, 2022
Instrument	2022009805
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 S E ST, RICHMOND, IN 47374-6546

Mortgage

Document Number	2022009806
Date	Sep 29, 2022
Instrument	2022009806

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 15, 2017
Property Address	2220 S E ST, RICHMOND, IN 47374-6546
Document Number	2017009966
Instrument Date	Dec 15, 2017
Instrument	2017009966
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 S E ST, RICHMOND, IN 47374-6546

Mortgage

Document Number	2017009967
Date	Dec 15, 2017
Instrument	2017009967

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,543.00 (+0.46%)	$171,500 (+27.23%) Land $38,500 Building $133,000	$171,500 (+27.23%) Land $38,500 Building $133,000
2024	$1,536.00 (-2.66%)
2023		$134,800 (+4.5%) Land $28,700 Building $106,100	$134,800 (+4.5%) Land $28,700 Building $106,100
2022	$1,578.00	$129,000 Land $28,700 Building $100,300	$129,000 Land $28,700 Building $100,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile, Verizon.

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