2109 S E St, Richmond, IN 47374 Property Records

Wayne County property record for 2109 S E St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,494 sqft · built 1943
Lot Size	0.265 acres (11,543 sqft)
Owner	Individual Name on Record
Last Sale	$147,900 (Apr 2019)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Jul 2020 Refinance Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-25113-00`

Property Details

APN / Parcel Number

Primary APN	`029-25113-00`
Alternative APNs	`89-18-04-420-202.000-030` `500442020200029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft
Basement Area	747 sqft
Finished Basement	560 sqft
Unfinished Basement	187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	150 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500442020200029
Street Address	2109 S E ST
City	RICHMOND
State	IN
Zip	47374-6544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 RICHARD K LACKEYS SUB DIV
Legal Subdivision	RICHARD K LACKEYS SUB
Legal Lot Number	2
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3000
Census Tract	900

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2109 S E ST, RICHMOND, IN 47374-6544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE
Apr 8, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Deed Document Number	20192640
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2109 S E ST, RICHMOND, IN 47374-6544
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005883
Date	Jul 28, 2020
Instrument	2020005883

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 8, 2019
Property Address	2109 S E ST, RICHMOND, IN 47374-6544
Document Number	2019002640
Instrument Date	Apr 3, 2019
Instrument	2019002640
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002641
Date	Apr 8, 2019
Instrument	2019002641

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00 (+3.37%)	$180,900 (+31.28%) Land $22,500 Building $158,400	$180,900 (+31.28%) Land $22,500 Building $158,400
2024	$1,575.00 (+26.61%)
2023		$137,800 (+10.77%) Land $16,700 Building $121,100	$137,800 (+10.77%) Land $16,700 Building $121,100
2022	$1,244.00 Homeowner's exemption	$124,400 Land $16,300 Building $108,100	$124,400 Land $16,300 Building $108,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1986–2001)
Most Recent Claim	Jul 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile, Verizon.

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