2220 McCharles Dr, Tustin, CA 92782 Property Records

Orange County property record for 2220 McCharles Dr, Tustin, CA 92782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,925 sqft · built 1993
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,229,000 (Jun 2018)
Tax Bill	$15,112 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`501-108-52`

Property Details

APN / Parcel Number

Primary APN	`501-108-52`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,925 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	5,400 sqft (0.124 acres)
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2220 MCCHARLES DR
City	TUSTIN
State	CA
Zip	92782-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13990 BLK LOT 64
Legal Subdivision	TRACT NO 13990
Legal Tract	13990
Legal Lot Number	64
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2004
Census Tract	75606

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2220 MCCHARLES DR, TUSTIN, CA 92782-1060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 22, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Prior Sale	Jul 19, 2007 · Amount on File
Deed Document Number	2018229322
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2220 MCCHARLES DR, TUSTIN, CA 92782-1060
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 MCCHARLES DR, TUSTIN, CA 92782-1060

Mortgage

Document Number	0000183351
Date	Mar 17, 2021
Instrument	2021000183351

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2220 MCCHARLES DR, TUSTIN, CA 92782-1060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000353562
Date	Jul 23, 2020
Instrument	2020000353562

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2220 MCCHARLES DR, TUSTIN, CA 92782-1060
Document Number	0000375119
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2220 MCCHARLES DR TUSTIN CA 927821060, TUSTIN, CA 92782-1060

Mortgage

Document Number	0000375119
Date	Aug 3, 2020
Instrument	375119

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 22, 2018
Property Address	2220 MCCHARLES DR, TUSTIN, CA 92782-1060
Document Number	0000229322
Map Reference	MB664 PG31-36
Instrument Date	Jun 15, 2018
Instrument	2018000229322
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2220 MCCHARLES DR, TUSTIN, CA 92782-1060

Mortgage

Document Number	0000229323
Date	Jun 22, 2018
Instrument	2018000229323

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,426,355 (+2%) Land $1,036,544 Building $389,811
2025	$15,112.00 (+7.22%)	$1,398,388 (+4.04%) Land $1,016,220 Building $382,168
2023	$14,095.00 (-8.04%)	$1,344,088 Land $976,759 Building $367,329
2022	$15,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications.

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