2220 Highgate Dr, Richmond (San Pablo), CA 94806 Property Records

Contra Costa County property record for 2220 Highgate Dr, Richmond, CA 94806

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,957 sqft · built 1989
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (May 2007)
Tax Bill	$13,638 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`405-381-034-9`

Property Details

APN / Parcel Number

Primary APN	`405-381-034-9`
Alternative APN	`405-381-034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,957 sqft Living Area
1st Floor Area	1,099 sqft
2nd Floor Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Cluster
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2220 HIGHGATE DR
City	SAN PABLO
State	CA
Zip	94806-5278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MFR1
Legal Description	T6926 L34
Legal Subdivision	SUBDIVISION 6926
Legal Tract	6926
Legal Lot Number	34
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	365003

Owner

2220 Highgate Dr is owned and occupied by an individual who bought it in May 2007.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2220 HIGHGATE DR, SAN PABLO, CA 94806-5278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 1, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2007 · Amount on File
Deed Sale	May 3, 2007 · Amount on File
Prior Sale	Jan 18, 2007 · Amount on File
Deed Document Number	2007130898
Prior Transfer Date	Jun 18, 1997
Prior Transfer Doc	0000110960
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2220 HIGHGATE DR, RICHMOND, CA 94806-5278
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039810
Date	Mar 22, 2019
Instrument	2019-039810

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2220 HIGHGATE DR, RICHMOND, CA 94806-5278
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 HIGHGATE DR, SAN PABLO, CA 94806-5278

Mortgage

Document Number	0000270998
Date	Nov 12, 2020
Instrument	2020-270998

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2220 HIGHGATE DR, RICHMOND, CA 94806-5278
Document Number	0000198425
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 HIGHGATE DR RICHMOND CA 948065278, RICHMOND, CA 94806-5278

Mortgage

Document Number	0000198425
Date	Nov 6, 2019
Instrument	198425

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2220 Highgate Dr was $13,638 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$833,465 (+2%) Land $464,632 Building $368,833
2025	$13,638.00 Homeowner's exemption	$817,123 Land $455,522 Building $361,601
2023	$12,239.00 (-6.49%) Homeowner's exemption	$785,395 Land $437,835 Building $347,560
2022	$13,088.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2220 Highgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2220 Highgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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