Fremont County property record for 2220 Bluff Rd, Thurman, IA 51654
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,422 sqft · built 1948 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,194 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 280280855010000 |
| Primary APN | 280280855010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 175 sqft |
| Unfinished Basement | 977 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 224 sqft |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2220 BLUFF RD |
|---|---|
| City | THURMAN |
| State | IA |
| Zip | 51654-6019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NW PT LOT 2 FRL NE1/4 7-68-42 |
| Legal Range | 42W |
| Legal Township | 68N |
| Legal Section | 07 |
| Legal Lot Number | 2 |
| Jurisdiction | FREMONT IA |
| Township / Civil Division | SIDNEY |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970200 |
2220 Bluff Rd, a rural home, is owned and occupied by two individuals.
Source: Fremont County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2220 BLUFF RD, THURMAN, IA 51654-6019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2220 Bluff Rd was $1,194 with a homeowner's exemption.
Source: Fremont County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fremont County |
| Unified School District | Sidney Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,194.00 | $132,910 (-) Land $2,870 Building $130,040 | $132,910 (-) Land $2,870 Building $130,040 |
| 2025 | $1,194.00 (+10.66%) Homeowner's exemption | $132,910 Land $2,870 Building $130,040 | $132,910 Land $2,870 Building $130,040 |
| 2024 | $1,079.00 | ||
| 2023 | $115,740 (+15.68%) Land $2,250 Building $113,490 | $115,740 Land $2,250 Building $113,490 | |
| 2022 | $1,307.00 Homeowner's exemption Additional exemption filed | $100,050 Land $1,470 Building $98,580 | |
| 2021 | $100,050 Land $1,470 Building $98,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2220 Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 24, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2220 Bluff Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 97.2% of Iowa |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream DSL · Fixed Wireless in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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