222 Twin Harbors Dr, Onalaska, TX 77360 Property Records

Polk County property record for 222 Twin Harbors Dr, Onalaska, TX 77360

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,060 sqft · built 1979
Lot Size	0.388 acres (16,901 sqft)
Owner	Individual Name on File
Last Sale	$133,133 (Sep 2025)
Tax Bill	$1,064 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T1200032900`

Property Details

APN / Parcel Number

Primary APN	`T1200032900`
Alternative APN	`82882`

Interior

Full Baths	2 Baths
Building Area	3,060 sqft Living Area
1st Floor Area	1,260 sqft
2nd Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asbestos
Lot Area	16,901 sqft (0.388 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	720 sqft
Driveway	Concrete Driveway
Driveway Area	2,240 sqft

Exterior Amenities

Porch	Slab
Porch Area	693 sqft
Deck Area	Deck Area
Patio Area	471 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	82882
Street Address	222 TWIN HARBORS DR
City	ONALASKA
State	TX
Zip	77360-6961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN HARBORS SECTION 3 BLK 1 LOT 59 & 60
Legal Subdivision	TWIN HARBORS SECTION 3
Legal Block	1
Legal Lot Number	59
Jurisdiction	POLK TX
Township / Civil Division	LIVINGSTON-ONALASKA
Census Block Group	4
Census Block	4040
Census Tract	210206

Owner

222 Twin Harbors Dr is owned and occupied by an individual who bought it in September 2025.

Source: Polk County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	222 TWIN HARBORS DR, ONALASKA, TX 77360-6961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Sep 24, 2025	Vendor's Lien, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Deed Document Number	20258374
Deed Book / Page	252622 / 273
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Property Address	222 TWIN HARBORS DR, ONALASKA, TX 77360-6961
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20222434/74
Date	Aug 11, 2022
Book Page	2022-2434/74
Instrument	9127

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2037

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Property Address	222 TWIN HARBORS DR, ONALASKA, TX 77360-6961
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, PATRON TITLE OF POLK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20252627/790
Date	Oct 22, 2025
Book Page	2025-2627/790
Instrument	2025-09292

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2055

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	POLK TX
Recording Date	Sep 24, 2025
Property Address	222 TWIN HARBORS DR, ONALASKA, TX 77360-6961
Document Number	20252622/273
Book / Page	2025-2622 / 273
Map Reference	VOL 7 PG 22
Instrument Date	Aug 29, 2025
Instrument	2025-08374
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, PTP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 PINE RDG, ONALASKA, TX 77360-6033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GLENDAIR KENDAL ROAD, HELLIFIELD XX

Mortgage

Document Number	0202508375
Date	Sep 24, 2025
Instrument	2025-08375

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 222 Twin Harbors Dr was $1,064.

Source: Polk County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Polk County
Municipality	Onalaska City
Unified School District	Onalaska Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,064.00	$131,446 (-34.06%) Land $25,388 Building $106,058	$131,446 (-34.06%) Land $25,388 Building $106,058
2025		$199,331 Land $25,388 Building $173,943	$199,331 Land $25,388 Building $173,943
2023		$186,384 Land $25,388 Building $160,996	$186,384 Land $25,388 Building $160,996
2022	$1,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 222 Twin Harbors Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	3 (2008–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Twin Harbors Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WSC serves 5,289 people · EPA ID TX1870009
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	500 / 20

May also be available: AT&T, Verizon.

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