202 Twin Harbors Dr, Onalaska, TX 77360 Property Records

Polk County property record for 202 Twin Harbors Dr, Onalaska, TX 77360

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,580 sqft · built 1990
Lot Size	0.416 acres (18,121 sqft)
Owner	Individual Name on Record
Tax Bill	$5,766 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T1200032800`

Property Details

APN / Parcel Number

Primary APN	`T1200032800`
Alternative APN	`82881`

Interior

Full Baths	2 Baths
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,121 sqft (0.416 acres)
Lot Dimensions	2 ft deep x 905 ft wide
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	412 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	82881
Street Address	202 TWIN HARBORS DR
City	ONALASKA
State	TX
Zip	77360-6961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN HARBORS SECTION 3 BLK 1 LOT 57 & 58
Legal Subdivision	TWIN HARBORS SECTION 3
Legal Block	1
Legal Lot Number	57
Jurisdiction	POLK TX
Township / Civil Division	LIVINGSTON-ONALASKA
Census Block Group	4
Census Block	4040
Census Tract	210206

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	202 TWIN HARBORS DR, ONALASKA, TX 77360-6961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 25, 2018	Vendor's Lien, Transfer · FHA Mortgage EUSTIS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023
Deed Sale	Oct 20, 2023
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	20239938
Deed Book / Page	2510 / 70
Record Updated	Oct 29, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	POLK TX
Recording Date	Oct 20, 2023
Property Address	202 TWIN HARBORS DR, ONALASKA, TX 77360-6961
Document Number	20232510/70
Book / Page	2023-2510 / 70
Map Reference	VOL 7 PG 22
Instrument Date	Oct 17, 2023
Instrument	2023-09938
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 TWIN HARBORS DR, ONALASKA, TX 77360-6961

Mortgage

Document Number	0202309939
Date	Oct 20, 2023
Instrument	2023-09939

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Property Address	202 TWIN HARBORS DR, ONALASKA, TX 77360-6961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202276/58
Date	Jul 28, 2020
Book Page	2020-2276/58
Instrument	6685

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	POLK TX
Recording Date	Jun 25, 2018
Property Address	202 TWIN HARBORS DR, ONALASKA, TX 77360-6961
Document Number	20182161/072
Book / Page	2018-2161 / 072
Map Reference	VOL 7 PG 22
Instrument Date	Jun 25, 2018
Instrument	5585
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 TWIN HARBORS DR, ONALASKA, TX 77360-6961

Mortgage

Document Number	5586
Date	Jun 25, 2018
Instrument	5586

Lender

Name	EUSTIS MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Polk County
Municipality	Onalaska City
Unified School District	Onalaska Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,766.00 (+0.14%)	$237,570 (-9.25%) Land $27,162 Building $210,408	$237,570 (-9.25%) Land $27,162 Building $210,408
2025	$5,758.00 (+23.09%)	$261,776 (+6.55%) Land $27,162 Building $234,614	$261,776 (+6.55%) Land $27,162 Building $234,614
2023		$245,683 Land $27,162 Building $218,521	$245,683 Land $27,162 Building $218,521
2022	$4,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	3 (2008–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WSC serves 5,289 people · EPA ID TX1870009
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	500 / 20

May also be available: AT&T, Verizon.

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