222 E Ethel St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 222 E Ethel St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,094 sqft · built 1974
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$212,500 (May 2025)
Tax Bill	$3,466 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-176-020`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-176-020`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,094 sqft
Basement Area	1,094 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	222 E ETHEL ST
City	SAINT JOSEPH
State	IL
Zip	61873-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 6 SUB OF N 1/2 SE 1/4 NW 1/4 AND NE 1/4 SW 1/4 NW 1/4 SEC. 14-19-10
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	SUB
Legal Lot Number	6
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3023
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 E ETHEL ST, SAINT JOSEPH, IL 61873-9000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Mar 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage LONGVIEW BANK
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Mar 6, 2023 · Amount on Record
Deed Document Number	20256072
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 6, 2023
Property Address	222 E ETHEL ST, SAINT JOSEPH, IL 61873-9000
Document Number	0000002594
Map Reference	MB A PG 52
Instrument Date	Jan 31, 2023
Instrument	2023R02594
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	222 E ETHEL ST, SAINT JOSEPH, IL 61873-9000

Mortgage

Document Number	0000002595
Date	Mar 6, 2023
Instrument	2023R02595

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	222 E ETHEL ST, SAINT JOSEPH, IL 61873-9000
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004514
Date	Mar 10, 2022
Instrument	2022R04514

Lender

Name	LONGVIEW BANK
Type	Bank
Address	OGDEN, IL 61859

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Dec 9, 2022

Interest

Rate	4.25%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 17, 2022
Property Address	222 E ETHEL ST, SAINT JOSEPH, IL 61873-9000
Document Number	0000004940
Map Reference	MB A PG 52
Instrument Date	Mar 14, 2022
Instrument	2022R04940
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 E ETHEL ST, SAINT JOSEPH, IL 61873-9000

Mortgage

Document Number	0000004941
Date	Mar 17, 2022
Instrument	2022R04941

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	222 E ETHEL ST, SAINT JOSEPH, IL 61873-9000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010694
Date	Jun 16, 2020
Instrument	2020R10694

Lender

Name	LONGVIEW BANK
Type	Bank
Address	OGDEN, IL 61859

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,990 (+25.32%) Land $8,340 Building $50,650	$176,970 (+25.32%) Land $25,020 Building $151,950
2024	$3,466.00 (+13.98%)
2022	$3,041.00 Homeowner's exemption	$47,070 Land $6,650 Building $40,420	$141,210 Land $19,950 Building $121,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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