306 E Ethel St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 306 E Ethel St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,474 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2018)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Apr 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-176-027`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-176-027`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	1,474 sqft
Basement Area	754 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	306 E ETHEL ST
City	SAINT JOSEPH
State	IL
Zip	61873-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 3 SUB OF N 1/2 SE 1/4 NW 1/4 AND NE 1/4 SW 1/4 NW 1/4 SEC. 14-19-10
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	SUB
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3023
Census Tract	10701

Owner

Source: Champaign County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 E ETHEL ST, SAINT JOSEPH, IL 61873-9002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	20184881
Record Updated	Oct 29, 2026

April 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 3, 2018
Property Address	306 E ETHEL ST, SAINT JOSEPH, IL 61873-9002
Document Number	0000004881
Map Reference	MB A PG52
Instrument Date	Mar 16, 2018
Instrument	2018R04881
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N MAIN ST, SAINT JOSEPH, IL 61873-9326

Mortgage

Document Number	0000004882
Date	Apr 3, 2018
Instrument	2018R04882

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,626.00 (+4.47%)	$59,060 (+25.31%) Land $10,790 Building $48,270	$177,180 (+25.31%) Land $32,370 Building $144,810
2024	$3,471.00 (+13.99%)
2022	$3,045.00 Homeowner's exemption	$47,130 Land $8,610 Building $38,520	$141,390 Land $25,830 Building $115,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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