222 Clouter Creek Dr, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 222 Clouter Creek Dr, Wando, SC 29492

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,648 sqft · built 2007
Lot Size	0.155 acres (6,789 sqft)
Owner	Individual Name on Record
Last Sale	$1,006,000 (Aug 2024)
Tax Bill	$14,505 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`275-03-01-012`

Property Details

APN / Parcel Number

Primary APN	`275-03-01-012`
Alternative APN	`275-00-00-038`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,648 sqft Finished Area
Gross Area	4,536 sqft
1st Floor Area	1,324 sqft
2nd Floor Area	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Material	Asphalt
Lot Area	6,789 sqft (0.155 acres)
Garage Area	1,643 sqft

Exterior Amenities

Porch	Slab
Porch Area	416 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Location & Zoning

Street Address	222 CLOUTER CREEK DR
City	CHARLESTON
State	SC
Zip	29492-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 419SHELLRING AT ST THOMAS ISLANDPHASE 1
Legal Subdivision	SHELLRING AT ST THOMAS ISLAND
Legal Phase	1
Legal Lot Number	24
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	4
Census Block	4012
Census Tract	20407

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 CLOUTER CREEK DR, CHARLESTON, SC 29492-8411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Aug 6, 2020	Grant Deed, Transfer · Conventional Mortgage SOUTH ST BK
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	202426472
Deed Book / Page	4952 / 361
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	222 CLOUTER CREEK DR, WANDO, SC 29492-8411
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 CLOUTER CREEK DR, CHARLESTON, SC 29492-8411

Mortgage

Document Number	05426/0662
Date	Dec 29, 2025
Book Page	5426/662
Instrument	2025043372

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 6, 2020
Property Address	222 CLOUTER CREEK DR, WANDO, SC 29492-8411
Document Number	3454/0585
Book / Page	003454 / 000585
Instrument Date	Aug 4, 2020
Instrument	29442
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 CLOUTER CREEK DR CHARLESTON SC 294928411, CHARLESTON, SC 29492-8411

Mortgage

Document Number	3454/0570
Date	Aug 6, 2020
Book Page	003454/000570
Instrument	29443

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	222 CLOUTER CREEK DR, WANDO, SC 29492-8411
Document Number	2773/0496
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	2773/0496
Date	Jun 19, 2018
Book Page	002773/000496
Instrument	20351

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 18, 2043

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,004,900 (+1,566.67%) Land $201,600 Building $803,300	$1,004,900 (-) Land $201,600 Building $803,300
2025	$14,505.00 (+494.47%)	$60,294 (-) Land $12,096 Building $48,198	$1,004,900 (-) Land $201,600 Building $803,300
2024	$2,440.00 (-0.57%)	$60,294 (+178.21%) Land $12,096 Building $48,198	$1,004,900 (+85.47%) Land $201,600 Building $803,300
2022	$2,454.00 Homeowner's exemption	$21,672 Land $4,000 Building $17,672	$541,800 Land $100,000 Building $441,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 300 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	300 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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