215 Clouter Creek Dr, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 215 Clouter Creek Dr, Wando, SC 29492

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,141 sqft · built 2011
Lot Size	0.197 acres (8,613 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jul 2017)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`275-02-01-039`

Property Details

APN / Parcel Number

Primary APN	`275-02-01-039`
Alternative APN	`275-00-00-038`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,141 sqft Finished Area
Gross Area	3,848 sqft
1st Floor Area	1,546 sqft
2nd Floor Area	595 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,613 sqft (0.197 acres)
Garage Area	1,546 sqft
Porch	Patio
Porch Area	341 sqft
Patio Area	221 sqft

Location & Zoning

Street Address	215 CLOUTER CREEK DR
City	CHARLESTON
State	SC
Zip	29492-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 94 - PH 2
Legal Subdivision	SHELLRING AT ST THOMAS ISLAND
Legal Lot Number	94
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	4
Census Block	4035
Census Tract	20407

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 CLOUTER CREEK DR, CHARLESTON, SC 29492-8412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit MOVEMENT BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 19, 2017	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Mar 1, 2011 · Amount on Record
Deed Document Number	201725628
Deed Book / Page	2515 / 783
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Jul 8, 2026
Property Address	215 CLOUTER CREEK DR, CHARLESTON, SC 29492-8412
Document Number	0000024545
Book / Page	5639 / 953
Instrument Date	Jul 2, 2026
Instrument	202624545
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 CLOUTER CREEK DR, CHARLESTON, SC 29492-8412

Mortgage

Document Number	0000024545,
Date	Jul 8, 2026
Book Page	5639/953
Instrument	202624545

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	215 CLOUTER CREEK DR, WANDO, SC 29492-8412
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 CLOUTER CREEK DR, CHARLESTON, SC 29492-8412

Mortgage

Document Number	04719/0686
Date	Nov 27, 2023
Book Page	4719/686
Instrument	2023035848

Lender

Name	MOVEMENT BANK
Type	Bank
Address	DANVILLE, VA 24541

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	215 CLOUTER CREEK DR, WANDO, SC 29492-8412
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03437/0439
Date	Jul 23, 2020
Book Page	3437/439
Instrument	2020027263

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	COLUMBIA, SC 29207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 19, 2017
Property Address	215 CLOUTER CREEK DR, WANDO, SC 29492-8412
Document Number	02515/0783
Book / Page	2515 / 0783
Map Reference	CAB N PG 38-P
Instrument Date	Jul 12, 2017
Instrument	2017025628
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 CLOUTER CREEK DR, CHARLESTON, SC 29492-8412

Mortgage

Document Number	2017025629
Date	Jul 19, 2017
Instrument	2017025629

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,910 (+2,400.05%) Land $121,150 Building $411,760	$703,800 (-) Land $160,000 Building $543,800
2025	$2,151.00 (+3.71%)	$21,316 (-) Land $4,846 Building $16,470	$703,800 (-) Land $160,000 Building $543,800
2024	$2,074.00 (-0.67%) Homeowner's exemption	$21,316 (+15%) Land $4,846 Building $16,470	$703,800 (+51.88%) Land $160,000 Building $543,800
2022	$2,088.00 Homeowner's exemption	$18,536 Land $4,000 Building $14,536	$463,400 Land $100,000 Building $363,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 300 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	300 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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