22195 Calgary Dr, Bend, OR 97702 Property Records

Deschutes County property record for 22195 Calgary Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,688 sqft · built 1979
Lot Size	3.85 acres (167,706 sqft)
Owner	Individual Name on File
Last Sale	$665,000 (Dec 2022)
Tax Bill	$4,611 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181331-B0-01000`

Property Details

APN / Parcel Number

Primary APN	`181331-B0-01000`
Alternative APNs	`R1003181331B001000` `112731`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,688 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,114 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Foundation Type	Concrete
Roof Type	Gable
Lot Area	167,706 sqft (3.85 acres)
Garage Area	576 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	112731
Street Address	22195 CALGARY DR
City	BEND
State	OR
Zip	97702-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	SUNDANCE EAST PHASE I BLOCK 4 LOT 12
Legal Range	13
Legal Township	18
Legal Section	31
Legal Subdivision	SUNDANCE EAST PHASE I
Legal Block	4
Legal Lot Number	12
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1118
Census Tract	100

Owner

22195 Calgary Dr is owned and occupied by an individual who bought it in December 2022.

Source: Deschutes County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	22195 CALGARY DR, BEND, OR 97702-9238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Personal Representative Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Dec 29, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 29, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Deed Document Number	202244638
Record Updated	Oct 29, 2026

December 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 30, 2022
Property Address	22195 CALGARY DR, BEND, OR 97702-9238
Document Number	0000044638
Instrument Date	Dec 21, 2022
Instrument	2022-44638
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22195 CALGARY DR, BEND, OR 97702-9238

Mortgage

Document Number	0000044639
Date	Dec 30, 2022
Instrument	2022-44639

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	22195 CALGARY DR, BEND, OR 97702-9238
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051802
Date	Dec 29, 2017
Instrument	2017-51802

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	22195 CALGARY DR, BEND, OR 97702-9238
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051867
Date	Dec 29, 2017
Instrument	2017-51867

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22195 Calgary Dr was $4,611, up 4.5% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,611.00 (+4.46%)	$303,410 (+3%)	$793,460 (+6.15%) Land $468,040 Building $325,420
2024	$4,414.00 (+6.16%)	$294,580 (+3%)	$747,500 (-) Land $393,780 Building $353,720
2023	$4,158.00	$286,000	$747,500 Land $393,780 Building $353,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22195 Calgary Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22195 Calgary Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 67% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVION WC - GREATER AVION private · serves 35,332 people · EPA ID OR4100091
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

Cell Coverage

4G LTE only, no 5G reported

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