22185 Calgary Dr, Bend, OR 97702 Property Records

Deschutes County property record for 22185 Calgary Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,006 sqft · built 1997
Lot Size	3.35 acres (145,926 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181331-B0-00900`

Property Details

APN / Parcel Number

Primary APN	`181331-B0-00900`
Alternative APNs	`R1003181331B000900` `112732`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,582 sqft
1st Floor Area	2,006 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	145,926 sqft (3.35 acres)
Garage Area	576 sqft
Deck Area	410 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	112732
Street Address	22185 CALGARY DR
City	BEND
State	OR
Zip	97702-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	SUNDANCE EAST PHASE I BLOCK 4 LOT 11
Legal Range	13
Legal Township	18
Legal Section	31
Legal Subdivision	SUNDANCE EAST PHASE I
Legal Block	4
Legal Lot Number	11
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1114
Census Tract	100

Owner

Source: Deschutes County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22185 CALGARY DR, BEND, OR 97702-9238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 9, 2026	Quit Claim Deed, Transfer · Line of Credit GUILD MORTGAGE COMPANY
Mar 14, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2014
Deed Sale	Mar 21, 2014
Prior Sale	Jul 30, 2013
Deed Document Number	20148314
Prior Transfer Date	Mar 17, 2014
Prior Transfer Doc	0000008316
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	22185 CALGARY DR, BEND, OR 97702-9238
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22185 CALGARY DR, BEND, OR 97702-9238

Mortgage

Document Number	0000046152
Date	Aug 9, 2021
Instrument	2021-46152

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Oct 1, 2045

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 9, 2026
Property Address	22185 CALGARY DR, BEND, OR 97702-9238
Document Number	0000017144
Instrument Date	May 14, 2026
Instrument	202617144
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ALLEGIANT REVERSE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22185 CALGARY DR, BEND, OR 97702-9238

Mortgage

Document Number	0000017145,
Date	Jun 9, 2026
Instrument	202617145

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	902 Months
Due	Aug 1, 2101

Interest

Rate	6.23%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	22185 CALGARY DR, BEND, OR 97702-9238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007768
Date	Mar 14, 2019
Instrument	2019-07768

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,264.00 (+4.47%)	$347,030 (+3%)	$956,790 (+3.37%) Land $461,540 Building $495,250
2024	$5,039.00 (+6.17%)	$336,930 (+3%)	$925,600 (-) Land $387,280 Building $538,320
2023	$4,746.00	$327,120	$925,600 Land $387,280 Building $538,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 67% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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