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2219 Summer Raye Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2219 Summer Raye Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,145 sqft · built 2002
Lot Size0.207 acres (9,060 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Apr 2021)
Tax Bill$5,370 (2025)
Deeds & MortgagesMortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN127783

Property Details

APN / Parcel Number

Primary APN127783
Alternative APN
  • 222630074500012120

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,145 sqft Heated Area
Gross Area2,952 sqft
1st Floor Area2,145 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,060 sqft (0.207 acres)
Lot Dimensions116 ft deep x 75 ft wide
Garage TypeFinished
Garage Area508 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area299 sqft
Deck Area390 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number127783
Street Address2219 SUMMER RAYE CT
CitySAINT CLOUD
StateFL
Zip34772-8589
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWEETWATER CREEK UNIT 5 PB 13 PG 26 LOT 212
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionSWEETWATER CREEK
Legal Tract745
Legal Block1
Legal Lot Number212
Legal Unit5P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43207

Owner

Source: Osceola County records · APN 127783

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2219 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8589
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
Nov 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Apr 15, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Prior SaleFeb 21, 2002 · Amount on Record
Deed Document Number2021057502
Deed Book / Page5936 / 2195
Record UpdatedJun 08, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2219 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8589
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2219 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8589

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2219 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8589
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052391528
DateNov 15, 2017
Book Page5239/1528
Instrument2017163012
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 15, 2021
Property Address2219 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8589
Document Number0059362195
Book / Page5936 / 2195
Map ReferenceMB 13 PG 26
Instrument DateApr 14, 2021
Instrument2021057502
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2219 SUMMER RAYE CT, 2219, SAINT CLOUD, FL 34772-8589

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 SHARON AVE, EDISON, NJ 08817-4516

Mortgage

Document Number0059362197
DateApr 15, 2021
Instrument5936/2197
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,370.00 (+6.08%) Homeowner's exemption Disabled Person's exemption$347,913 (+5.99%)$376,800 (+0.78%) Land $70,000 Building $306,800
2023$5,062.00 (+1.75%) Homeowner's exemption Disabled Person's exemption$328,261 (+3%)$373,900 (+17.32%) Land $60,000 Building $313,900
2022$4,975.00 Homeowner's exemption Disabled Person's exemption$318,700 Land $55,000 Building $263,700$318,700 Land $55,000 Building $263,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Lumen TechnologiesDSL140 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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