Osceola County property record for 2218 Summer Raye Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 2002 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $31,700 (Feb 2002) |
| Tax Bill | $2,206 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127808 |
| Primary APN | 127808 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,920 sqft Heated Area |
| Gross Area | 2,682 sqft |
| 1st Floor Area | 1,920 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 282 sqft |
| Deck Area | 756 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 127808 |
|---|---|
| Old Parcel Number | 222630518100012350 |
| Street Address | 2218 SUMMER RAYE CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWEETWATER CREEK UNIT 5 PB 13 PG 26 LOT 235 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | SWEETWATER CREEK |
| Legal Tract | 745 |
| Legal Block | 1 |
| Legal Lot Number | 235 |
| Legal Unit | 5P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 127808
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2218 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8587 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2002 · Amount on Record |
| Deed Sale | Feb 21, 2002 · Amount on Record |
| Deed Document Number | 0200600866 |
| Deed Book / Page | 02006 / 00866 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2218 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8587 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2218 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8587 |
| Document Number | 0060400099 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 6040/99 |
| Instrument | 2021140053 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2218 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8587 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055040414 |
|---|---|
| Date | Apr 08, 2019 |
| Book Page | 5504/0414 |
| Instrument | 2019043872 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,206.00 (+6.88%) Homeowner's exemption | $166,164 (+5.99%) | $345,300 (+1.32%) Land $70,000 Building $275,300 |
| 2023 | $2,064.00 (+4.08%) Homeowner's exemption | $156,779 (+3%) | $340,800 (+17.52%) Land $60,000 Building $280,800 |
| 2022 | $1,983.00 Homeowner's exemption | $152,213 | $290,000 Land $55,000 Building $235,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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