2219 Cardinal Pl, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2219 Cardinal Pl, Saint Paul, MN 55119

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 960 sqft · built 1961
Lot Size0.196 acres (8,538 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Dec 2025)
Tax Bill$4,542 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN02-28-22-41-0040

Property Details

APN / Parcel Number

Primary APN02-28-22-41-0040

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area700 sqft
Finished Basement700 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialStucco
Lot Area8,538 sqft (0.196 acres)
Lot Dimensions126 ft deep x 37 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2219 CARDINAL PL
CitySAINT PAUL
StateMN
Zip55119-5009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionAFTON HEIGHTS ADDITION LOT 40 BLK 1
Legal Range22
Legal Township28
Legal Section02
Legal Quarter4
Quarter-Quarter Section1
Legal SubdivisionAFTON HEIGHTS ADDITION
Legal Block1
Legal Lot Number40
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group2
Census Block2000
Census Tract37403

Owner

Source: Ramsey County records · APN 02-28-22-41-0040

Assessment roll updated February 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2219 CARDINAL PL, SAINT PAUL, MN 55119-5009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2025Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY NEIGHBORHOOD HOUSING SVCS
Dec 01, 2025Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY NEIGHBORHOOD HOUSING SVCS
Dec 01, 2025Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 04, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
IDEAL CU
Dec 10, 2020Quit Claim Deed, Transfer · Line of Credit
IDEAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2025 · Amount on Record
Deed SaleDec 01, 2025 · Amount on Record
Prior SaleAug 04, 2021
Deed Document NumberT02806556
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2219 CARDINAL PL, SAINT PAUL, MN 55119-5009
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02806558
DateDec 01, 2025
InstrumentT02806558
Lender
NameCOMMUNITY NEIGHBORHOOD HOUSING SVCS
TypeGovernment Agency
AddressSAINT PAUL, MN 55103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 30, 2030

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2219 CARDINAL PL, SAINT PAUL, MN 55119-5009
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02806558
DateDec 01, 2025
InstrumentT02806558
Lender
NameCOMMUNITY NEIGHBORHOOD HOUSING SVCS
TypeGovernment Agency
AddressSAINT PAUL, MN 55103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 30, 2030

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateDec 01, 2025
Property Address2219 CARDINAL PL, SAINT PAUL, MN 55119-5009
Document Number0T02806556
Instrument DateNov 21, 2025
InstrumentT02806556
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,171.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2219 CARDINAL PL, SAINT PAUL, MN 55119-5009

Mortgage

Document Number0T02806557
DateDec 01, 2025
InstrumentT02806557
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRAMSEY MN
Recording DateAug 04, 2021
Property Address2219 CARDINAL PL, SAINT PAUL, MN 55119-5009
Document Number0T02708141
Instrument DateJul 27, 2021
InstrumentT02708141
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2219 CARDINAL PL, SAINT PAUL, MN 55119-5009

Mortgage

Document Number0T02708142
DateAug 04, 2021
InstrumentT02708142
Lender
NameIDEAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRAMSEY MN
Recording DateDec 10, 2020
Property Address2219 CARDINAL PL, SAINT PAUL, MN 55119-5009
Document Number0004850988
Instrument DateFeb 10, 2020
Instrument4850988
Transaction TypeTransfer
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2219 CARDINAL PL ST PAUL MN 551195009, ST PAUL, MN 55119-5009

Mortgage

Document Number4850987
DateDec 10, 2020
Instrument4850987
Lender
NameIDEAL CU
TypeCredit Union
AddressNORTH SAINT PAUL, MN 55109
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 09, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,542.00 (+7.38%) Homeowner's exemption$267,800 (+2.45%) Land $38,000 Building $229,800$267,800 (+2.45%) Land $38,000 Building $229,800
2023$4,230.00 Homeowner's exemption$261,400 Land $38,000 Building $223,400$261,400 Land $38,000 Building $223,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
LTD Broadband
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 339 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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