2237 Cardinal Pl, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2237 Cardinal Pl, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1962
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2022)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-22-41-0043`

Property Details

APN / Parcel Number

Primary APN	`02-28-22-41-0043`
Alternative APNs	`8181762` `210027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Stucco
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	210027
Street Address	2237 CARDINAL PL
City	SAINT PAUL
State	MN
Zip	55119-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AFTON HEIGHTS ADDITION W 5 FT OF LOT 44 AND EX W 5 FT LOT 43 BLK 1
Legal Range	22
Legal Township	28
Legal Section	02
Legal Subdivision	AFTON HEIGHTS ADDITION
Legal Block	1
Legal Lot Number	44,43
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2000
Census Tract	37403

Owner

Source: Ramsey County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2237 CARDINAL PL, SAINT PAUL, MN 55119-5009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG
Jun 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	May 21, 1996 · Amount on Record
Deed Document Number	20222745060
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2237 CARDINAL PL, SAINT PAUL, MN 55119-5009
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02745061
Date	Nov 16, 2022
Instrument	T02745061

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2237 CARDINAL PL, SAINT PAUL, MN 55119-5009
Document Number	0002681769
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2237 CARDINAL PL ST PAUL MN 551195009, ST PAUL, MN 55119-5009

Mortgage

Document Number	0002681769
Date	Nov 20, 2020
Instrument	2681769

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 20, 2019
Property Address	2237 CARDINAL PL, SAINT PAUL, MN 55119-5009
Document Number	0002641186
Instrument Date	May 30, 2019
Instrument	2641186
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2237 CARDINAL PL ST PAUL MN 551195009, ST PAUL, MN 55119-5009

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,684.00 (+16.17%) Homeowner's exemption	$320,300 (+5.22%) Land $35,100 Building $285,200	$320,300 (+5.22%) Land $35,100 Building $285,200
2023	$4,032.00 Homeowner's exemption	$304,400 Land $35,100 Building $269,300	$304,400 Land $35,100 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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