2218 E 4th St, Sterling, IL 61081 Property Records

Whiteside County property record for 2218 E 4th St, Sterling, IL 61081

Property Summary

Property TypeCommercial
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Tax Bill$15,529 (2022)
Deeds & MortgagesMay 2023 Mortgage
Apr 2023 Sale
Flood ZoneZone X (minimal risk)
APN1122229009

Property Details

APN / Parcel Number

Primary APN1122229009
Alternative APN
  • 114688

Exterior

Lot Area26,136 sqft (0.6 acres)

Location & Zoning

Account Number114688
Street Address2218 E 4TH ST
CitySTERLING
StateIL
Zip61081-3046
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPT ADJ FREEPORT RD & IVES SUB NE NE SEC 22 TWP 21 RNG 7 42100X
Legal Range07
Legal Township21
Legal Section22
Legal SubdivisionPT ADJ FREEPORT RD & IVES SUBDIVISION
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3004
Census Tract1300

Owner

Source: Whiteside County records · APN 1122229009

Assessment roll updated January 1, 2022 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1754 WHITNEY DR, HANOVER PARK, IL 60133-5990
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 01, 2023Deed of Trust, Mortgage · Conventional Mortgage
SMARTBANK
Apr 03, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2023
Deed SaleApr 03, 2023
Prior SaleNov 06, 2007 · Amount on Record
Deed Document Number2023-01564
Record UpdatedJun 07, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address2218 E 4TH ST, STERLING, IL 61081-3046
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001996
DateMay 01, 2023
Instrument2023-01996
Lender
NameSMARTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term59 Months
DueApr 01, 2028

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateApr 03, 2023
Property Address2218 E 4TH ST, STERLING, IL 61081-3046
Document Number0000001564
Instrument DateMar 31, 2023
Instrument2023-01564
Transaction TypeTransfer
Record UpdatedApr 26, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1754 WHITNEY DR, HANOVER PARK, IL 60133-5990

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated January 1, 2022 · Last verified June 2023

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimFeb 1984 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Air Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
JAB Wireless
Fixed Wireless
100 / 20

Based on FCC filings for 344 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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