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1910 E 4th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1910 E 4th St, Sterling, IL 61081

Property Summary

Property TypeCommercial
Details22,328 sqft · built 1970
Lot Size0.971 acres (42,300 sqft)
OwnerCompany Name on Record
Last Sale$479,000 (Jul 2023)
Tax Bill$33,817 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jul 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN1122229006

Property Details

APN / Parcel Number

Primary APN1122229006
Alternative APNs
  • 115658
  • 41101

Interior

Building Area22,328 sqft Building Perimeter

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area42,300 sqft (0.971 acres)
Lot Dimensions300 ft deep x 141 ft wide

Location & Zoning

Account Number115658
Street Address1910 E 4TH ST
CitySTERLING
StateIL
Zip61081-3013
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionEAST OF BROADWAY LOTS 7-8-9-10-11 & 12 BLK 15 64100X
Legal SubdivisionEAST OF BROADWAY
Legal Block15
Legal Lot Number7-12
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3006
Census Tract1300

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1408 1ST AVE, ROCK FALLS, IL 61071-3031
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jul 18, 2023Trustee's Deed, Foreclosure · Conventional Mortgage
SAUK VALLEY BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Deed Document Number20233489
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Recording DateApr 15, 2026
Property Address1910 E 4TH ST, STERLING, IL 61081-3013
Document Number0000001801
Instrument DateApr 14, 2026
Instrument20261801
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address1910 E 4TH ST, STERLING, IL 61081-3013

Mortgage

Document Number0000001801,
DateApr 15, 2026
Instrument20261801
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 14, 2031
Interest
Rate7%
Max Rate-1%

July 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWHITESIDE IL
Recording DateJul 18, 2023
Property Address1910 E 4TH ST, STERLING, IL 61081-3013
Document Number0000003489
Instrument DateJul 12, 2023
Instrument2023-03489
Transaction TypeForeclosure
Record UpdatedAug 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 1ST AVE, ROCK FALLS, IL 61071-3031

Mortgage

Document Number0000003490
DateJul 18, 2023
Instrument2023-03490
Lender
NameSAUK VALLEY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 17, 2028

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,817.00 (+196.77%)$332,947 (+204.65%) Land $10,308 Building $322,639
2024$11,395.00 (-2.42%)$109,288 (-) Land $10,308 Building $98,980$998,841 (+204.65%) Land $30,924 Building $967,917
2023$327,864 (-) Land $30,924 Building $296,940
2022$11,677.00$109,288 Land $10,308 Building $98,980$327,864 Land $30,924 Building $296,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimFeb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Surf Internet
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Rise Broadband
Fixed Wireless		100 / 20

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