2217 Gatesborough Cir, Murray, KY 42071 Property Records

Calloway County property record for 2217 Gatesborough Cir, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1,801 sqft
Lot Size	0.332 acres (14,500 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2017)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Jul 2026 Transfer Aug 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-M-0003-00008`

Property Details

APN / Parcel Number

Primary APN	`042-M-0003-00008`
Alternative APN	`2206`

Interior

Stories	1 Story
Building Area	1,801 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,500 sqft (0.332 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	2206
Street Address	2217 GATESBOROUGH CIR
City	MURRAY
State	KY
Zip	42071-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42M-3-8,9 2217 GATESBOROUGH
Legal Subdivision	H5
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1026
Census Tract	10602

Owner

Source: Calloway County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	323 WOODLAWN AVE, MURRAY, KY 42071-2331
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK USA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	Dec 6, 2010 · Amount on Record
Deed Document Number	2017619876
Deed Book / Page	1130 / 430
Last Transfer Date	Jul 14, 2026
Transfer Doc	0000726963
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jul 14, 2026
Property Address	2217 GATESBOROUGH CIR, MURRAY, KY 42071-2731
Document Number	0000726963
Book / Page	1550 / 583
Instrument Date	Jul 14, 2026
Instrument	2026726963
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 WOODLAWN AVE, MURRAY, KY 42071-2331

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Recording Date	Aug 25, 2026
Property Address	2217 GATESBOROUGH CIR, MURRAY, KY 42071-2731
Document Number	0000743350
Book / Page	1556 / 500
Instrument Date	Jul 8, 2026
Instrument	2026743350
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 GATESBOROUGH CIR, MURRAY, KY 42071-2731

Mortgage

Document Number	0000743350,
Date	Aug 25, 2026
Book Page	1556/500
Instrument	2026743350

Lender

Name	FIRST FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 13, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2217 GATESBOROUGH CIR, MURRAY, KY 42071-2731
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001300/214
Date	Mar 2, 2021
Book Page	1300/214
Instrument	647364

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	TERRE HAUTE, IN 47807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Apr 11, 2017
Property Address	2217 GATESBOROUGH CIR, MURRAY, KY 42071-2731
Document Number	001130/430
Book / Page	1130 / 430
Map Reference	MB 3 PG 23
Instrument Date	Apr 10, 2017
Instrument	619876
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2153 BREWSTER DR, DELTONA, FL 32738-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 GATESBOROUGH CIR, MURRAY, KY 42071-2731

Mortgage

Document Number	0000619877
Date	Apr 11, 2017
Instrument	619877

Lender

Name	HERITAGE BANK USA INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (-1.77%)	$150,000 (-)	$150,000 (-)
2023	$1,240.00	$150,000	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Murray Electric System.

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