Calloway County property record for 2209 Gatesborough Cir, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,963 sqft · built 1970 |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Oct 2011) |
| Tax Bill | $1,534 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Dec 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-M-0003-00013 |
| Primary APN | 042-M-0003-00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,963 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 320 sqft |
| Greenhouse | 546 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 18671 |
|---|---|
| Street Address | 2209 GATESBOROUGH CIR |
| City | MURRAY |
| State | KY |
| Zip | 42071-2731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42M-3-13,14A 2209 GATESBOROUGH |
| Legal Subdivision | H5 |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10602 |
Source: Calloway County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2209 GATESBOROUGH CIR, MURRAY, KY 42071-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FNB BANK NA |
| Dec 12, 2018 | Deed of Trust, Mortgage · Line of Credit FNB BANK NA |
| Aug 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FNB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2011 · Amount on Record |
| Deed Sale | Oct 27, 2011 · Amount on Record |
| Deed Document Number | 2011549049 |
| Deed Book / Page | 896 / 249 |
| Prior Transfer Date | Oct 26, 2011 |
| Prior Transfer Doc | 000896/249 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 2209 GATESBOROUGH CIR, MURRAY, KY 42071-2731 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001182/558 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 1182/558 |
| Instrument | 628968 |
| Name | FNB BANK NA |
|---|---|
| Type | Bank |
| Address | MAYFIELD, KY 42066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 3, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 2209 GATESBOROUGH CIR, MURRAY, KY 42071-2731 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001197/222 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 1197/222 |
| Instrument | 631626 |
| Name | FNB BANK NA |
|---|---|
| Type | Bank |
| Address | ROSEVILLE, MI 48066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 15, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 2209 GATESBOROUGH CIR, MURRAY, KY 42071-2731 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001182/567 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 1182/567 |
| Instrument | 628969 |
| Name | FNB BANK |
|---|---|
| Type | Bank |
| Address | MAYFIELD, KY 42066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 3, 2033 |
Source: Calloway County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,534.00 (+23.71%) | $190,000 (+26.67%) | $190,000 (+26.67%) |
| 2023 | $1,240.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Murray Electric System Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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