2217 Cournier St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2217 Cournier St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,281 sqft · built 2016
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,310 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T170600078`

Property Details

APN / Parcel Number

Primary APN	`T170600078`
Alternative APN	`6-006A-C331-00-0244.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,281 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,342 sqft
Basement Area	1,342 sqft
Finished Basement	939 sqft
Unfinished Basement	403 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T170600078
Street Address	2217 COURNIER ST
City	SAINT CHARLES
State	MO
Zip	63301-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS OF PROVENCE #1 LOT 244
Legal Subdivision	VLGS OF PROVENCE #1
Legal Lot Number	244
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2028
Census Tract	310302

Owner

2217 Cournier St is owned and occupied by two individuals who acquired it in December 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2217 COURNIER ST, SAINT CHARLES, MO 63301-5010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 5, 2018
Transfer Doc	0070120583
Record Updated	Sep 20, 2026

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 22, 2017
Property Address	2217 COURNIER ST, SAINT CHARLES, MO 63301-5010
Document Number	0067020809
Book / Page	006702 / 000809
Instrument Date	Feb 17, 2017
Instrument	110070
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2217 COURNIER ST ST CHARLES MO 633015010, ST CHARLES, MO 63301-5010

Mortgage

Document Number	67020811
Date	Feb 22, 2017
Book Page	006702/000811
Instrument	110080

Lender

Name	NEIGHBORS FCU
Type	Credit Union
Address	SAINT PETERS, MO 63376

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2217 Cournier St was $4,310, up 6.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,914 (-)	$362,706 (-) Land $90,000 Building $272,706
2025	$4,310.00 (+6.39%)	$68,914	$362,706 Land $90,000 Building $272,706
2024	$4,051.00
2023		$63,229
2022			$332,783 Land $65,000 Building $267,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2217 Cournier St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (2002–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2217 Cournier St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20