St. Charles County property record for 2216 Cournier St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,572 sqft · built 2017 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jul 2025) |
| Tax Bill | $4,847 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T170600065 |
| Primary APN | T170600065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,572 sqft Living Area |
| Gross Area | 3,482 sqft |
| 1st Floor Area | 1,522 sqft |
| Basement Area | 1,522 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 4,800 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T170600065 |
|---|---|
| Street Address | 2216 COURNIER ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS OF PROVENCE #1 LOT 213 |
| Legal Subdivision | VLGS OF PROVENCE #1 |
| Legal Lot Number | 213 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 310302 |
2216 Cournier St is owned and occupied by two individuals who bought it in July 2025.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2216 COURNIER ST, SAINT CHARLES, MO 63301-5013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Jun 13, 2017 | Warranty Deed, Subdivision Related Transfer CENTRAL BK/ST LOUIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on File |
| Deed Sale | Jul 30, 2025 · Amount on File |
| Prior Sale | Jun 13, 2017 · Amount on File |
| Deed Document Number | 202532656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2216 COURNIER ST, SAINT CHARLES, MO 63301-5013 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2216 COURNIER ST, SAINT CHARLES, MO 63301-5013 |
| Document Number | 0000033631 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022R-033631 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 13, 2017 |
| Property Address | 2216 COURNIER ST, SAINT CHARLES, MO 63301-5013 |
| Document Number | 0067580685 |
| Book / Page | 006758 / 000685 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 360330 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25110 SUMMER CHASE DR SPRING TX 773894429, SPRING, TX 77389-4429 |
| Document Number | 67580687 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 006758/000687 |
| Instrument | 360340 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 12, 2032 |
The 2025 property tax bill for 2216 Cournier St was $4,847.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,569 (-) | $408,260 (-) Land $90,000 Building $318,260 | |
| 2025 | $4,847.00 | $77,569 | $408,260 Land $90,000 Building $318,260 |
| 2023 | $71,692 | ||
| 2022 | $377,328 Land $65,000 Building $312,328 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2216 Cournier St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2216 Cournier St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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