2216 Sumac Ave, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2216 Sumac Ave, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,288 sqft · built 1952
Lot Size	0.321 acres (14,000 sqft)
Owner	Trust Name on File
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Oct 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9014-35-482-007`

Property Details

APN / Parcel Number

Primary APN	`9014-35-482-007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	125 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Deck Area	162 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2216 SUMAC AVE
City	CEDAR FALLS
State	IA
Zip	50613-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MYERS SECOND ADDITION LOT 5 LOT 6
Legal Range	14W
Legal Township	90N
Legal Section	35
Legal Subdivision	MYERS SECOND ADDITION
Legal Lot Number	5,6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2070
Census Tract	2604

Owner

2216 Sumac Ave is owner-occupied and held in a trust since August 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	2216 SUMAC AVE, CEDAR FALLS, IA 50613-1445
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2017	Deed of Trust, Mortgage VERIDIAN CU
Oct 19, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 3, 2022
Transfer Doc	0000002188
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2216 SUMAC AVE, CEDAR FALLS, IA 50613-1445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BLACK HAWK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700017765
Date	Apr 11, 2017
Instrument	2017-00017765

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2216 SUMAC AVE, CEDAR FALLS, IA 50613-1445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2216 SUMAC AVE, CEDAR FALLS, IA 50613-1445

Mortgage

Document Number	202100008288
Date	Oct 19, 2020
Instrument	202100008288

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 12, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2216 Sumac Ave was $2,512 with a homeowner's exemption, down 2.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,512.00 (-2.26%) Homeowner's exemption	$201,800 Land $21,670 Building $180,130	$201,800 Land $21,670 Building $180,130
2024	$2,570.00
2023		$192,040 (+45.77%) Land $19,390 Building $172,650	$192,040 Land $19,390 Building $172,650
2022	$2,206.00 Homeowner's exemption	$131,740 Land $19,390 Building $112,350
2021			$131,740 Land $19,390 Building $112,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2216 Sumac Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	22 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 20 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2216 Sumac Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire, Nextlink.

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