2202 Sumac Ave, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2202 Sumac Ave, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 912 sqft · built 1976
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$104,000 (Jul 2014)
Tax Bill$2,392 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN9014-35-482-010

Property Details

APN / Parcel Number

Primary APN9014-35-482-010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area912 sqft Living Area
1st Floor Area912 sqft
Basement Area456 sqft
Finished Basement325 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions125 ft deep x 56 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2202 SUMAC AVE
CityCEDAR FALLS
StateIA
Zip50613-1445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMYERS SECOND ADDITION LOT 9
Legal Range14W
Legal Township90N
Legal Section35
Legal SubdivisionMYERS SECOND ADDITION
Legal Lot Number9
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group2
Census Block2070
Census Tract2604

Owner

2202 Sumac Ave is owned and occupied by an individual who bought it in July 2014.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address2202 SUMAC AVE, CEDAR FALLS, IA 50613-1445
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2014 · Amount on File
Deed SaleJul 28, 2014 · Amount on File
Deed Document Number2014201500001629
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2202 SUMAC AVE, CEDAR FALLS, IA 50613-1445
Transaction TypeMortgage
Record UpdatedNov 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900006170
DateOct 15, 2018
Instrument201900006170
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term291 Months
DueJan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 2202 Sumac Ave was $2,392 with a homeowner's exemption, down 2.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,392.00 (-2.37%) Homeowner's exemption$170,280 Land $10,840 Building $159,440$170,280 Land $10,840 Building $159,440
2024$2,450.00
2023$162,510 (+45.12%) Land $9,700 Building $152,810$162,510 Land $9,700 Building $152,810
2022$1,904.00 Homeowner's exemption$111,980 Land $9,700 Building $102,280
2021$111,980 Land $9,700 Building $102,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2202 Sumac Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims22 (2008–2019)
Most Recent ClaimMar 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 20 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2202 Sumac Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, GigFire, Nextlink.

Nearby Properties on Sumac Ave

Nearby Streets

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