2216 Oak Ln, Gary, IN 46408 Property Records

Lake County property record for 2216 Oak Ln, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,061 sqft · built 1952
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,245 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-01-39-0478-0050`

Property Details

APN / Parcel Number

Primary APN	`001-01-39-0478-0050`
Alternative APNs	`45-08-29-401-019.000-001` `013904780050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,061 sqft Living Area
1st Floor Area	1,423 sqft
Basement Area	1,215 sqft
Game Room	Game Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1990
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	180 ft deep x 87 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2216 OAK LN
City	GARY
State	IN
Zip	46408-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEVELAND HEIGHTS LOT 50
Legal Subdivision	CLEVELAND HEIGHTS
Legal Lot Number	50
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2015
Census Tract	41302

Owner

2216 Oak Ln is owned by two individuals who acquired it in February 2025.

Source: Lake County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 N GLENWOOD AVE, GRIFFITH, IN 46319-2535
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 14, 2025	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Jul 19, 2024	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025
Deed Sale	Feb 18, 2025
Prior Sale	Jan 14, 2025 · Amount on File
Deed Document Number	2025505716
Prior Transfer Date	Sep 20, 2006
Prior Transfer Doc	0000085903
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 21, 2026
Property Address	2216 OAK LN, GARY, IN 46408-2448
Document Number	0000530588
Instrument Date	Jun 16, 2026
Instrument	2026530588
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2216 OAK LN, GARY, IN 46408-2448

Mortgage

Document Number	0000530588,
Date	Jul 21, 2026
Instrument	2026530588

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Feb 1, 2055

Interest

Rate	6.51%
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 14, 2025
Property Address	2216 OAK LN, GARY, IN 46408-2448
Document Number	0000001607
Map Reference	MB 28 PG 78
Instrument Date	Jan 13, 2025
Instrument	2025-501607
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2216 OAK LN, GARY, IN 46408-2448

Mortgage

Document Number	0000001608
Date	Jan 14, 2025
Instrument	2025-501608

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

July 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 19, 2024
Property Address	2216 OAK LN, GARY, IN 46408-2448
Document Number	0000023734
Map Reference	MB 28 PG 78
Instrument Date	Jul 3, 2024
Instrument	2024-523734
Transaction Type	Construction Loan
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2929 JEWETT AVE, HIGHLAND, IN 46322-1618
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023735
Date	Jul 19, 2024
Instrument	2024-523735

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Unified School District	Lake Ridge Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,600 (+64.39%) Land $23,000 Building $174,600	$197,600 (+64.39%) Land $23,000 Building $174,600
2024	$1,245.00	$120,200 (+3.53%) Land $23,500 Building $96,700	$120,200 (+3.53%) Land $23,500 Building $96,700
2023		$116,100 (+4.22%) Land $23,500 Building $92,600	$116,100 (+4.22%) Land $23,500 Building $92,600
2022	$1,105.00 Homeowner's exemption	$111,400 Land $23,500 Building $87,900	$111,400 Land $23,500 Building $87,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2216 Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2216 Oak Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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