2132 Oak Ln, Gary, IN 46408 Property Records

Lake County property record for 2132 Oak Ln, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,148 sqft · built 1952
Lot Size0.696 acres (30,318 sqft)
Owner2 Individual Names on Record
Tax Bill$1,782 (2024)
Deeds & MortgagesAug 2022 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN001-01-39-0478-0052

Property Details

APN / Parcel Number

Primary APN001-01-39-0478-0052
Alternative APNs
  • 45-08-29-401-023.000-001
  • 013904780052

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area2,148 sqft Living Area
Basement Area2,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Construction TypeBrick
Roof MaterialAsphalt
Lot Area30,318 sqft (0.696 acres)
Lot Dimensions202 ft deep x 150 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-01-39-0478-0052
Old Parcel Number013904780052
Street Address2132 OAK LN
CityGARY
StateIN
Zip46408-2446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLEVELAND HEIGHTS LOT 52 & 53
Legal SubdivisionCLEVELAND HEIGHTS
Legal Lot Number52,53 53
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2015
Census Tract41302

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2132 OAK LN, GARY, IN 46408-2446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 24, 2018Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 1988
Deed SaleMar 3, 1988
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address2132 OAK LN, GARY, IN 46408-2446
Transaction TypeMortgage
Record UpdatedSep 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035190
DateAug 31, 2022
Instrument2022-535190
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address2132 OAK LN, GARY, IN 46408-2446
Document Number0000022035
Instrument DateMar 24, 2018
Transaction TypeMortgage
Record UpdatedApr 17, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2132 OAK LN GARY IN 464082446, GARY, IN 46408-2446

Mortgage

Document Number0000022035
DateApr 9, 2018
Instrument22035
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueApr 8, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$222,200 (+30.86%) Land $33,900 Building $188,300$222,200 (+30.86%) Land $33,900 Building $188,300
2024$1,782.00 (+10.61%)
2023$169,800 (+5.4%) Land $33,400 Building $136,400$169,800 (+5.4%) Land $33,400 Building $136,400
2022$1,611.00 Homeowner's exemption$161,100 Land $33,200 Building $127,900$161,100 Land $33,200 Building $127,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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