Bay County property record for 2216 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,738 sqft · built 1961 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jul 2022) |
| Tax Bill | $2,197 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 16133-000-000 |
| Primary APN | 16133-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,738 sqft Heated Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 1,648 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 164 ft deep x 101 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Driveway | Driveway |
| Driveway Area | 760 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 480 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2216 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | SHERMAN'S 2ND ADD 105A4 LOTS 9,10 BLK J ORB 4583 P 1873 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | SHERMANS |
| Legal Block | J |
| Legal Lot Number | 9,10 10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1700 |
2216 E 8th St is owned by an individual who bought it in July 2022.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1408 E 9TH ST, PANAMA CITY, FL 32401-4233 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Jun 8, 2018 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on File |
| Deed Sale | Jul 1, 2022 · Amount on File |
| Deed Document Number | 2022049699 |
| Deed Book / Page | 4583 / 1873 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 1, 2022 |
| Property Address | 2216 E 8TH ST, PANAMA CITY, FL 32401-4628 |
| Document Number | 0045831873 |
| Book / Page | 4583 / 1873 |
| Map Reference | MB 3 PG 11 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022049699 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1950 BAYBERRY LN, 1950, SOUTHPORT, FL 32409-3536 |
| Name | Verified Name |
|---|---|
| Address | 1408 E 9TH ST, PANAMA CITY, FL 32401-4233 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2216 E 8TH ST, PANAMA CITY, FL 32401-4628 |
| Document Number | 0040200935 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2216 E 8TH ST PANAMA CITY BEACH FL 324014628, PANAMA CITY BEACH, FL 32401-4628 |
| Document Number | 0040200935 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 004020/000935 |
| Instrument | 36947 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2216 E 8th St was $2,197.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,197.00 | $139,160 Land $34,138 Building $105,022 | $139,160 Land $34,138 Building $105,022 |
| 2023 | $2,274.00 (+193.8%) | $122,899 (+92.95%) Land $23,108 Building $99,791 | $122,899 (+30.99%) Land $23,108 Building $99,791 |
| 2022 | $774.00 Homeowner's exemption | $63,694 | $93,820 Land $21,533 Building $72,287 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2216 E 8th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2216 E 8th St is moderate, ranking above 52% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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