2214 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2214 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 2,459 sqft · built 1909
Lot Size	0.08 acres (3,502 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jan 2020)
Tax Bill	$3,922 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1140-05190`

Property Details

APN / Parcel Number

Primary APN	`010-1140-05190`
Alternative APN	`1084251`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,459 sqft Gross Area
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,502 sqft (0.08 acres)
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1084251
Street Address	2214 W 3RD ST
City	DULUTH
State	MN
Zip	55806-3512
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	ELY 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER
Legal Block	89
Legal Lot Number	360
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3006
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	250 MCDONNELL RD, DULUTH, MN 55804-3200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jan 13, 2020	Grant Deed, Transfer SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Deed Document Number	20201371239
Prior Transfer Date	Aug 24, 2016
Prior Transfer Doc	00A1292162
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Oct 8, 2026
Property Address	2214 W 3RD ST, DULUTH, MN 55806-3512
Document Number	0001542010
Instrument Date	Sep 30, 2026
Instrument	20261542010
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0001542010,
Date	Oct 8, 2026
Instrument	20261542010

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2214 W 3RD ST, DULUTH, MN 55806-3512
Document Number	00A1373377
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2214 W 3RD ST DULUTH MN 558063512, DULUTH, MN 55806-3512

Mortgage

Document Number	00A1373377
Date	Feb 12, 2020
Instrument	A1373377

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	520 GARFIELD AVE, DULUTH, MN 55802-2610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 13, 2020
Property Address	2214 W 3RD ST, DULUTH, MN 55806-3512
Document Number	00A1371239
Instrument Date	Dec 9, 2019
Instrument	A1371239
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$281.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	250 MCDONNELL RD DULUTH MN 558043200, DULUTH, MN 55804-3200

Mortgage

Document Number	A1371240
Date	Jan 13, 2020
Instrument	A1371240

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 12, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,922.00 (+13.62%)
2025	$3,452.00 (+7.07%)	$239,200 (+16.74%) Land $13,200 Building $226,000	$239,200 (+16.74%) Land $13,200 Building $226,000
2024	$3,224.00	$204,900 (+20.81%) Land $15,900 Building $189,000	$204,900 (+20.81%) Land $15,900 Building $189,000
2022		$169,600 Land $14,000 Building $155,600	$169,600 Land $14,000 Building $155,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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