2209 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2209 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,710 sqft · built 1903
Lot Size	0.08 acres (3,506 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Dec 2022)
Tax Bill	$2,124 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-1180-00930`

Property Details

APN / Parcel Number

Primary APN	`010-1180-00930`
Alternative APNs	`1145947` `961822`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,710 sqft Gross Area
1st Floor Area	939 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	3,506 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	238 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1145947
Street Address	2209 W 3RD ST
City	DULUTH
State	MN
Zip	55806-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	111
Legal Lot Number	357
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3007
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2209 W 3RD ST, DULUTH, MN 55806-1907
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Jan 29, 2002 · Amount on Record
Deed Document Number	20221499384
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2209 W 3RD ST, DULUTH, MN 55806-1907
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 S LAKE AVE 5, 5, DULUTH, MN 55802-2360

Mortgage

Document Number	0001459653
Date	Jan 3, 2023
Instrument	1459653

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2209 W 3RD ST, DULUTH, MN 55806-1907
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E 4TH ST, DULUTH, MN 55805-3895

Mortgage

Document Number	0001444622
Date	Jun 7, 2022
Instrument	1444622

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,124.00 (+16.19%) Homeowner's exemption
2025	$1,828.00 (-24.02%) Homeowner's exemption	$241,300 (+16.8%) Land $13,200 Building $228,100	$241,300 (+16.8%) Land $13,200 Building $228,100
2024	$2,406.00	$206,600 (+20.75%) Land $15,900 Building $190,700	$206,600 (+20.75%) Land $15,900 Building $190,700
2022		$171,100 Land $14,000 Building $157,100	$171,100 Land $14,000 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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