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2214 Elm St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2214 Elm St, Saint Joseph, MO 64505

Property Summary

Property TypeSingle Family Home
Details1,060 sqft · built 1929
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Last Sale$157,028 (Jun 2024)
Tax Bill$867 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Second Mortgage
APN03-8.0-28-003-001-056.000

Property Details

APN / Parcel Number

Primary APN03-8.0-28-003-001-056.000

Interior

Building Area1,060 sqft Base Area
1st Floor Area1,060 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions133 ft deep x 140 ft wide

Location & Zoning

Street Address2214 ELM ST
CitySAINT JOSEPH
StateMO
Zip64505-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:SCHILTZ LOT:11 BLK:3LGL DESC:
Legal SubdivisionSCHILTZ
Legal Block3
Legal Lot Number11
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3020
Census Tract200

Owner

2214 Elm St is owned and occupied by an individual who bought it in June 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2214 ELM ST, SAINT JOSEPH, MO 64505-1419
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Jul 29, 2020Warranty Deed, Transfer · Stand-Alone Second Mortgage
MISSOURI HOUSING DEVELOPMENT COMMISSION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2024 · Amount on File
Deed SaleJun 5, 2024 · Amount on File
Prior SaleMar 1, 2024
Deed Document Number20244350
Deed Book / Page3797 / 945
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2214 ELM ST, SAINT JOSEPH, MO 64505-1419
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003751/347
DateJul 29, 2020
Book Page3751/347
Instrument2020006513
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateJul 29, 2020
Property Address2214 ELM ST, SAINT JOSEPH, MO 64505-1419
Document Number003751/346
Book / Page3751 / 346
Instrument DateJul 29, 2020
Instrument2020006512
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyPREFERRED TTL OF ST JOSEPH L

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2214 ELM ST, SAINT JOSEPH, MO 64505-1419

Mortgage

Document Number3751/348
DateJul 29, 2020
Book Page3751/348
Instrument2020006514
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeGovernment Agency
AddressKANSAS CITY, MO 64105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2214 Elm St was $867.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$867.00$12,040 Land $2,850 Building $9,190$63,350 Land $15,000 Building $48,350
2024$867.00 (+15.14%)
2023$753.00 (-0.66%)$11,400 (-) Land $2,850 Building $8,550$59,990 Land $15,000 Building $44,990
2022$758.00$11,400 Land $2,850 Building $8,550
2021$59,990 Land $15,000 Building $44,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2214 Elm St; there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1982–2021)
Most Recent ClaimJun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2214 Elm St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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