2002 Elm St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2002 Elm St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	900 sqft · built 1922
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Tax Bill	$524 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
APN	`03-8.0-28-003-001-045.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-28-003-001-045.000`

Interior

Building Area	900 sqft Base Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	250 ft deep x 74 ft wide

Location & Zoning

Street Address	2002 ELM ST
City	SAINT JOSEPH
State	MO
Zip	64505-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SCHILTZ SECOND LOT:19 BLK:LGL DESC:
Legal Subdivision	SCHILTZ SECOND
Legal Block	1
Legal Lot Number	1,19
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3020
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2002 ELM ST, SAINT JOSEPH, MO 64505-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2009
Deed Sale	Aug 26, 2009
Deed Document Number	200910675
Deed Book / Page	3166 / 827
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Aug 23, 2022
Property Address	2002 ELM ST, SAINT JOSEPH, MO 64505-1454
Document Number	003779/474
Book / Page	3779 / 474
Instrument Date	Aug 16, 2022
Instrument	2022008093
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 ELM ST, SAINT JOSEPH, MO 64505-1454

Mortgage

Document Number	2022008094
Date	Aug 23, 2022
Instrument	2022008094

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$524.00 (+0.19%)	$7,240 (+5.08%) Land $2,170 Building $5,070	$38,080 (+5.14%) Land $11,400 Building $26,680
2024	$523.00 (+14.44%)
2023	$457.00 (-0.65%)	$6,890 (-) Land $2,170 Building $4,720	$36,220 (-) Land $11,400 Building $24,820
2022	$460.00	$6,890 Land $2,170 Building $4,720
2021			$36,220 Land $11,400 Building $24,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20