2214 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 2214 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,112 sqft · built 2001
Lot Size0.175 acres (7,623 sqft)
Owner2 Individual Names on Record
Last Sale$530,000 (Jul 2020)
Tax Bill$3,604 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN235OC025

Property Details

APN / Parcel Number

Primary APN235OC025
Alternative APNs
  • 206617105602
  • 80096460

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,112 sqft Heated Area
Gross Area2,664 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2009
Exterior MaterialWood Shingle
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area7,623 sqft (0.175 acres)
PorchPatio
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80096460
Street Address2214 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-6137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-7 B-37 S-3 LB PLAT 1/96-99
Legal SubdivisionOAK ISLAND
Legal Block37
Legal Lot Number7
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1043
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9220 EGRET RDG, BELMONT, NC 28012-7636
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 2, 2020Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2020 · Amount on Record
Deed SaleJul 2, 2020 · Amount on Record
Prior SaleApr 19, 2012 · Amount on Record
Deed Book / Page4390 / 248
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address2214 E BEACH DR, OAK ISLAND, NC 28465-6137
Transaction TypeMortgage
Record UpdatedOct 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047040272
DateSep 15, 2021
Book Page4704/272
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJul 2, 2020
Property Address2214 E BEACH DR, OAK ISLAND, NC 28465-6137
Document Number0043900248
Book / Page004390 / 000248
Instrument DateJun 30, 2020
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyINVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,060.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9220 EGRET RDG BELMONT NC 280127636, BELMONT, NC 28012-7636

Mortgage

Document Number43900250
DateJul 2, 2020
Book Page004390/000250
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$943,400 (-) Land $445,000 Building $498,400$943,400 (-) Land $445,000 Building $498,400
2025$3,604.00$943,400 (-) Land $445,000 Building $498,400$943,400 (-) Land $445,000 Building $498,400
2023$943,400 Land $445,000 Building $498,400$943,400 Land $445,000 Building $498,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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