Brunswick County property record for 2209 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,960 sqft · built 1995 |
| Lot Size | 0.29 acres (12,514 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $735,000 (Oct 2020) |
| Tax Bill | $3,879 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 235OE024 |
| Primary APN | 235OE024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Heated Area |
| Gross Area | 2,304 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,514 sqft (0.29 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80101825 |
|---|---|
| Street Address | 2209 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-6138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-5 B-38 S-3 LB PLAT 1/96-99 |
| Legal Subdivision | OAK ISLAND |
| Legal Block | 38 |
| Legal Lot Number | 5 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 20314 |
Source: Brunswick County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2795 LOOP RD, KEELING, VA 24566-2701 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST CO |
| Mar 10, 2017 | Deed of Trust, Mortgage · Conventional with PMI VICTORIAN FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | Nov 12, 2010 · Amount on Record |
| Deed Book / Page | 4470 / 736 |
| Prior Transfer Date | Apr 28, 2011 |
| Prior Transfer Doc | 0031570235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 23, 2020 |
| Property Address | 2209 E BEACH DR, OAK ISLAND, NC 28465-6138 |
| Document Number | 0044700736 |
| Book / Page | 4470 / 736 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 LARKSPUR WAY, 102, CHAPEL HILL, NC 27516 |
| Name | Verified Name |
|---|---|
| Address | 2795 LOOP RD, KEELING, VA 24566-2701 |
| Document Number | 4470743 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 4470/743 |
| Name | AMERICAN NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Number | 0044700759 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 4470/759 |
| Name | AMERICAN NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DANVILLE, VA 24540 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 2209 E BEACH DR, OAK ISLAND, NC 28465-6138 |
| Document Number | 0038870771 |
| Book / Page | 003887 / 000771 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2017 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2209 E BEACH DR OAK ISLAND NC 284656138, OAK ISLAND, NC 28465-6138 |
| Document Number | 0038870771 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 003887/000771 |
| Name | VICTORIAN FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | BRIDGEVILLE, PA 15017 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2047 |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,879.00 (-4.9%) | $1,015,570 (-) Land $575,000 Building $440,570 | $1,015,570 (-) Land $575,000 Building $440,570 |
| 2024 | $4,079.00 | ||
| 2023 | $1,015,570 Land $575,000 Building $440,570 | $1,015,570 Land $575,000 Building $440,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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