2212 SW 3rd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2212 SW 3rd Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,042 sqft · built 1935
Lot Size	0.276 acres (12,066 sqft)
Owner	Individual Name on File
Last Sale	$91,000 (May 2016)
Tax Bill	$623 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3-28-37-35-0060-00040-0040`

Property Details

APN / Parcel Number

Primary APN	`3-28-37-35-0060-00040-0040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,042 sqft Heated Area
Flooring	Softwood

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,066 sqft (0.276 acres)
Lot Dimensions	121 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2212 SW 3RD AVE
City	OKEECHOBEE
State	FL
Zip	34974-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAK ADDITION (PLAT BOOK 1 PAGE 8) LOTS 4 & 5 BLOCK 4
Legal Range	35E
Legal Township	37S
Legal Section	28
Legal Subdivision	ROYAL OAK ADDITION
Legal Block	4
Legal Lot Number	4,5 5
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5017
Census Tract	910601

Owner

Source: Okeechobee County records · APN 3-28-37-35-0060-00040-0040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2212 SW 3RD AVE, OKEECHOBEE, FL 34974-5803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2016 · Amount on Record
Deed Sale	May 16, 2016 · Amount on Record
Prior Sale	Mar 06, 2000 · Amount on Record
Deed Document Number	2016004564
Deed Book / Page	0775 / 0071
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2212 SW 3RD AVE, OKEECHOBEE, FL 34974-5803
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 SW 3RD AVE, OKEECHOBEE, FL 34974-5803

Mortgage

Document Number	0000004571
Date	Apr 04, 2022
Instrument	2022004571

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$623.00 (-46.01%) Homeowner's exemption	$74,452 (+5.99%)	$170,831 (+11.38%) Land $41,400 Building $129,431
2023	$1,154.00 (+5.1%) Homeowner's exemption	$70,247 (+3.88%)	$153,373 (+26.64%) Land $29,440 Building $123,933
2022	$1,098.00 Homeowner's exemption	$67,625	$121,113 Land $20,700 Building $100,413

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 55 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.