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2204 SW 3rd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2204 SW 3rd Ave, Okeechobee, FL 34974 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,100 sqft · built 1990
Lot Size0.208 acres (9,060 sqft)
OwnerIndividual Name on File
Last Sale$133,000 (May 2020)
Tax Bill$2,287 (2025)
Deeds & MortgagesMay 2023 Line of Credit
May 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN3-28-37-35-0060-00040-0030

Property Details

APN / Parcel Number

Primary APN3-28-37-35-0060-00040-0030
Alternative APN
  • R32837350060000400030

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,100 sqft Living Area
Gross Area1,324 sqft
1st Floor Area1,100 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,060 sqft (0.208 acres)
Lot Dimensions121 ft deep x 75 ft wide
PorchFinished/Open Porch
Deck AreaDeck Area
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2204 SW 3RD AVE
CityOKEECHOBEE
StateFL
Zip34974-5803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROYAL OAK ADDITION (PLAT BOOK 1 PAGE 8) LOT 3 & SOUTH 1/2 OF LOT 2 BLOCK 4
Legal Range35E
Legal Township37S
Legal Section28
Legal SubdivisionROYAL OAK ADDITION
Legal Block4
Legal Lot Number3,2
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group5
Census Block5017
Census Tract910601

Owner

Source: Okeechobee County records · APN 3-28-37-35-0060-00040-0030

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2204 SW 3RD AVE, OKEECHOBEE, FL 34974-5803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
May 12, 2020Warranty Deed, Transfer · Conventional with PMI
PNC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2020 · Amount on Record
Deed SaleMay 12, 2020 · Amount on Record
Prior SaleJun 29, 2009 · Amount on Record
Deed Document Number20204455
Prior Transfer DateFeb 25, 2016
Prior Transfer Doc0007711098
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address2204 SW 3RD AVE, OKEECHOBEE, FL 34974-5803
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2204 SW 3RD AVE, OKEECHOBEE, FL 34974-5803

Mortgage

Document Number0000006123
DateMay 23, 2023
Instrument2023006123
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 12, 2020
Property Address2204 SW 3RD AVE, OKEECHOBEE, FL 34974-5803
Document Number0000004455
Instrument DateMay 05, 2020
Instrument4455
Transaction TypeTransfer
Record UpdatedJul 07, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$931.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2204 SW 3RD AVE OKEECHOBEE FL 349745803, OKEECHOBEE, FL 34974-5803

Mortgage

Document Number4456
DateMay 12, 2020
Instrument4456
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 11, 2050

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,287.00 (+6.67%) Homeowner's exemption$129,889 (+5.99%)$184,201 (+9.57%) Land $31,050 Building $153,151
2023$2,144.00 (+5.77%) Homeowner's exemption$122,551 (+4.26%)$168,120 (+20.52%) Land $22,080 Building $146,040
2022$2,027.00 Homeowner's exemption$117,543$139,498 Land $15,525 Building $123,973

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939106015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (2004–2012)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2012, rainfall accumulation
Claims By Storm
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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