22119 Ridgeway St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 22119 Ridgeway St, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,255 sqft · built 1956
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Jun 2026)
Tax Bill	$5,474 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-27-329-051`

Property Details

APN / Parcel Number

Primary APN	`09-14-27-329-051`
Alternative APN	`1427329051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,255 sqft Living Area
1st Floor Area	1,255 sqft
Basement Area	943 sqft
Unfinished Basement	931 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22119 RIDGEWAY ST
City	SAINT CLAIR SHORES
State	MI
Zip	48080-4088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	RIDGEWAY PARK SUBDIVISION (L4, P31) LOT 53
Legal Subdivision	RIDGEWAY PARK SUBDIVISION
Legal Lot Number	53
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2000
Census Tract	251700

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44509 BAYVIEW AVE, CLINTON TOWNSHIP, MI 48038-6262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 2, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 11, 2019	Warranty Deed, Transfer DEVON TITLE AGENCY
May 29, 2018	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	202661009
Deed Book / Page	30733 / 966
Prior Transfer Date	Feb 1, 2013
Prior Transfer Doc	0000108783
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 29, 2026
Property Address	22119 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Document Number	0000061010
Book / Page	30733 / 970
Instrument Date	Jun 24, 2026
Instrument	202661010
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 29, 2026
Property Address	22119 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Document Number	0000061009
Book / Page	30733 / 966
Instrument Date	Jun 24, 2026
Instrument	202661009
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231,047.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061008,
Date	Jun 29, 2026
Instrument	202661008

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 18, 2023
Property Address	22119 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Document Number	2300061523
Book / Page	29215 / 722
Map Reference	LB 4 PG 31
Instrument Date	Jul 7, 2023
Instrument	202300061523
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22119 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44498 BAYVIEW AVE #17201 # 17201, 17201, SOUTHFIELD, MI 48034

Mortgage

Document Number	2300059413
Date	Jul 11, 2023
Book Page	29205/397
Instrument	202300059413

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22119 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22119 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088

Mortgage

Document Number	2200057596
Date	May 2, 2022
Book Page	28581/272
Instrument	202200057596

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22119 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22119 RIDGEWAY ST, ST CLAIR SHRS, MI 48080-4088

Mortgage

Document Number	2102166746
Date	Apr 27, 2021
Book Page	27627/62
Instrument	202102166746

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Sep 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 11, 2019
Property Address	22119 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Document Number	0000101866
Book / Page	26187 / 381
Map Reference	LB 4 PG 31
Instrument Date	Aug 29, 2019
Instrument	9101866
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22119 RIDGEWAY ST, 22119, SAINT CLAIR SHORES, MI 48080-4088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22119 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 29, 2018
Property Address	22119 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Document Number	0000061210
Book / Page	025385 / 000298
Instrument Date	May 18, 2018
Instrument	61210
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 MARYLAND ST GROSSE POINTE PARK MI 482301049, GROSSE POINTE PARK, MI 48230-1049

Mortgage

Document Number	61239
Date	May 29, 2018
Book Page	025385/000496
Instrument	61239

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2033

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	South Lake Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,100 (+6.45%)	$234,200 (+6.45%)
2025	$5,474.00 (+34.36%) Homeowner's exemption	$110,000 (+16.65%)	$220,000 (+16.65%)
2023		$94,300	$188,600
2022	$4,074.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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