22105 Ridgeway St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 22105 Ridgeway St, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1940
Lot Size	0.158 acres (6,882 sqft)
Owner	Company Name on File
Last Sale	$186,480 (Sep 2026)
Tax Bill	$9,239 (2025)
Deeds & Mortgages	Sep 2026 Foreclosure Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-27-329-048`

Property Details

APN / Parcel Number

Primary APN	`09-14-27-329-048`
Alternative APN	`1427329048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	286 sqft
Unfinished Basement	286 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Construction Type	Brick
Roof Type	Gable
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	102 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22105 RIDGEWAY ST
City	SAINT CLAIR SHORES
State	MI
Zip	48080-4088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	RIDGEWAY PARK SUBDIVISION (L4, P31) LOT 56
Legal Subdivision	RIDGEWAY PARK SUBDIVISION
Legal Lot Number	56
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2000
Census Tract	251700

Owner

22105 Ridgeway St is owned by a company that bought it in September 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	500 N STATE COLLEGE BLVD, 1300, ORANGE, CA 92868-6613
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 21, 2019	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL
Jul 11, 2017	Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Aug 21, 2019 · Amount on File
Deed Document Number	202686149
Deed Book / Page	30855 / 73
Prior Transfer Date	Sep 4, 2026
Prior Transfer Doc	0000086149
Record Updated	Oct 29, 2026

September 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 11, 2026
Property Address	22105 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Document Number	0000086149
Book / Page	30855 / 73
Instrument Date	Sep 4, 2026
Instrument	202686149
Transaction Type	Foreclosure
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$161,976.73
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22105 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22105 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088

Mortgage

Document Number	2200008662
Date	Jan 14, 2022
Book Page	28368/930
Instrument	202200008662

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 21, 2019
Property Address	22105 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Document Number	0000093761
Book / Page	026147 / 000363
Instrument Date	Aug 19, 2019
Instrument	93761
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22105 RIDGEWAY ST ST CLAIR SHORES MI 480804088, ST CLAIR SHORES, MI 48080-4088

Mortgage

Document Number	93278
Date	Aug 21, 2019
Book Page	026144/000584
Instrument	93278

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 11, 2017
Property Address	22105 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088
Document Number	0000086127
Book / Page	24820 / 759
Map Reference	LB 4 PG 31
Instrument Date	Apr 24, 2017
Instrument	7086127
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22105 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4088

Tax Assessment & Valuation

The 2025 property tax bill for 22105 Ridgeway St was $9,239.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	South Lake Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,000	$310,000
2025	$9,239.00
2023		$151,600	$303,200
2022	$6,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22105 Ridgeway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22105 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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