22114 Bay Spring Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 22114 Bay Spring Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,148 sqft · built 1993
Lot Size	0.203 acres (8,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Nov 2020)
Tax Bill	$9,031 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R156245`

Property Details

APN / Parcel Number

Primary APN	`R156245`
Alternative APN	`2271-05-002-0400-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,148 sqft Living Area
1st Floor Area	2,130 sqft
2nd Floor Area	1,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,829 sqft (0.203 acres)
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	442 sqft
Porch	Open Porch
Porch Area	156 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	22114 BAY SPRING DR
City	KATY
State	TX
Zip	77450-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTH LAKE VILLAGE SEC 5, BLOCK 2, LOT 40
Legal Subdivision	CINCO RANCH SOUTH LAKE VILLAGE SEC 5
Legal Block	2
Legal Lot Number	40
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1014
Census Tract	673005

Owner

Source: Fort Bend County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22114 BAY SPRING DR, KATY, TX 77450-8623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage CARDINAL FIN'L
Nov 19, 2020	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	2020165240
Prior Transfer Date	Nov 21, 2014
Prior Transfer Doc	0000129377
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22114 BAY SPRING DR, KATY, TX 77450-8623
Document Number	0000165241
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22114 BAY SPRING DR KATY TX 774508623, KATY, TX 77450-8623

Mortgage

Document Number	0000165241
Date	Nov 19, 2020
Instrument	165241

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Nov 19, 2020
Property Address	22114 BAY SPRING DR, KATY, TX 77450-8623
Document Number	0000165240
Map Reference	SL 1116/B&1117/A
Instrument Date	Nov 19, 2020
Instrument	2020165240
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22114 BAY SPRING DR, KATY, TX 77450-8623

Mortgage

Document Number	0000165241
Date	Nov 19, 2020
Instrument	2020165241

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,031.00 (+4.04%) Homeowner's exemption	$558,727 (+1%) Land $86,970 Building $510,059	$597,029 (+0.53%) Land $86,970 Building $510,059
2024	$8,680.00 (+8.57%) Homeowner's exemption	$507,934 (+1%) Land $86,970 Building $506,938	$593,908 (+1.88%) Land $86,970 Building $506,938
2023	$7,995.00 (-5.01%) Homeowner's exemption	$461,758 Land $66,900 Building $516,073	$582,973 Land $66,900 Building $516,073
2018	$8,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Nearby Flood Policies	144 in force
Nearby Flood Claims	2 (2017–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 2 serves 4,743 people · EPA ID TX0790306
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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