Fort Bend County property record for 22106 Bay Spring Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,154 sqft · built 1992 |
| Lot Size | 0.203 acres (8,820 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $431,400 (Jul 2015) |
| Tax Bill | $8,504 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R156243 |
| Primary APN | R156243 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,154 sqft Living Area |
| 1st Floor Area | 2,153 sqft |
| 2nd Floor Area | 1,001 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,820 sqft (0.203 acres) |
| Lot Dimensions | 111 ft deep x 79.4 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 98 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 22106 BAY SPRING DR |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77450-8623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CINCO RANCH SOUTH LAKE VILLAGE SEC 5, BLOCK 2, LOT 38 |
| Legal Subdivision | CINCO RANCH SOUTH LAKE VILLAGE SEC 5 |
| Legal Tract | A |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 673005 |
Source: Fort Bend County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22106 BAY SPRING DR, KATY, TX 77450-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit HOUSTON POLICE FEDERAL CREDIT UNION |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2015 · Amount on Record |
| Deed Sale | Jul 20, 2015 · Amount on Record |
| Prior Sale | Apr 5, 1999 · Amount on Record |
| Deed Document Number | 201579497 |
| Prior Transfer Date | Jul 17, 2015 |
| Prior Transfer Doc | 0000079497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Aug 13, 2026 |
| Property Address | 22106 BAY SPRING DR, KATY, TX 77450-8623 |
| Document Number | 0000084755 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202684755 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000084755, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202684755 |
| Name | HOUSTON POLICE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 22106 BAY SPRING DR, KATY, TX 77450-8623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000085293 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2020085293 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,504.00 (+3.8%) Homeowner's exemption | $530,976 (+1%) Land $86,970 Building $482,481 | $569,451 (+0.79%) Land $86,970 Building $482,481 |
| 2024 | $8,193.00 (+8.63%) Homeowner's exemption | $482,705 (+1%) Land $86,970 Building $478,014 | $564,984 (+5.64%) Land $86,970 Building $478,014 |
| 2023 | $7,542.00 (-9.91%) Homeowner's exemption | $438,823 Land $66,900 Building $467,921 | $534,821 Land $66,900 Building $467,921 |
| 2018 | $8,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 2 (2017–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCO MUD 2 serves 4,743 people · EPA ID TX0790306 |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Astound Broadband.
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