22111 Cartwright Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 22111 Cartwright Rd, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,108 sqft · built 1976
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jul 2010)
Tax Bill	$4,078 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-019535`

Property Details

APN / Parcel Number

Primary APN	`03-019535`
Alternative APNs	`3019535` `019535`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,108 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	110,642 sqft (2.54 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019535
Street Address	22111 CARTWRIGHT RD
City	LEONARDTOWN
State	MD
Zip	20650-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 500-4A PLAT 12/142 PONDEROSA ESTATES
Legal Subdivision	PONDEROSA ESTATES
Legal Lot Number	500
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1033
Census Tract	875501

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22111 CARTWRIGHT RD, LEONARDTOWN, MD 20650-3514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2010 · Amount on Record
Deed Sale	Jul 9, 2010 · Amount on Record
Prior Sale	Jun 25, 2008
Deed Book / Page	3453 / 235
Prior Transfer Date	May 23, 2008
Prior Transfer Doc	0031830024
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	22111 CARTWRIGHT RD, LEONARDTOWN, MD 20650-3514
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060490262
Date	Jan 24, 2022
Book Page	6049/262

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Nov 29, 2021
Property Address	22111 CARTWRIGHT RD, LEONARDTOWN, MD 20650-3514
Document Number	0059980421
Book / Page	5998 / 421
Map Reference	LB 13 FO 34
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22111 CARTWRIGHT RD, LEONARDTOWN, MD 20650-3514

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,767 (+0.78%)	$374,500 (+2.35%) Land $122,000 Building $252,500
2025	$4,078.00 (+15.46%)	$365,900 (+10.33%) Land $121,700 Building $244,200	$365,900 (-) Land $121,700 Building $244,200
2023	$3,532.00	$331,633	$365,900 Land $121,700 Building $244,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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