St. Mary's County property record for 22038 Cartwright Rd, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,746 sqft · built 2004 |
| Lot Size | 4.22 acres (183,823 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,123 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-069230 |
| Primary APN | 03-069230 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,746 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 183,823 sqft (4.22 acres) |
| Garage Type | Detached |
| Garage Area | 1,260 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Deck Area | 1,117 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 069230 |
|---|---|
| Street Address | 22038 CARTWRIGHT RD |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 1 PLAT 54/71 MACRAE SUBD |
| Legal Subdivision | MACRAE SUB |
| Legal Lot Number | 1 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 875501 |
22038 Cartwright Rd is owned and occupied by an individual who acquired it in October 2002.
Source: St. Mary's County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22038 CARTWRIGHT RD, LEONARDTOWN, MD 20650-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC |
| Jun 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RSRCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2002 |
| Deed Sale | Oct 25, 2002 |
| Deed Document Number | 20021274 |
| Deed Book / Page | 1869 / 53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 22038 CARTWRIGHT RD, LEONARDTOWN, MD 20650-3518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Title Company | BRIDGEVIEW TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 22038 CARTWRIGHT RD, LEONARDTOWN, MD 20650-3518 |
| Document Number | 0058440420 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 5844/420 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 22038 CARTWRIGHT RD, LEONARDTOWN, MD 20650-3518 |
| Document Number | 0050920468 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | BRIDGEVIEW TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 22038 CARTWRIGHT RD LEONARDTOWN MD 206503518, LEONARDTOWN, MD 20650-3518 |
| Document Number | 0050920468 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 005092/000468 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2049 |
The 2025 property tax bill for 22038 Cartwright Rd was $7,123 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $770,600 | $832,400 Land $130,900 Building $701,500 | |
| 2025 | $7,123.00 Homeowner's exemption | ||
| 2023 | $6,332.00 Homeowner's exemption | $637,033 | $739,700 Land $130,100 Building $609,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22038 Cartwright Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22038 Cartwright Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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