22102 Ridgeway St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 22102 Ridgeway St, Saint Clair Shores, MI 48080

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,027 sqft · built 1927
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$42,000 (Sep 2004)
Tax Bill$1,962 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-14-27-330-054

Property Details

APN / Parcel Number

Primary APN09-14-27-330-054
Alternative APN
  • 1427330054

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,027 sqft Living Area
1st Floor Area1,027 sqft
Basement Area975 sqft
Unfinished Basement975 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleRanch
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions237 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address22102 RIDGEWAY ST
CitySAINT CLAIR SHORES
StateMI
Zip48080-4085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionRIDGEWAY PARK SUB (L4, P31); LOTS 130 & 192
Legal SubdivisionRIDGEWAY PARK SUB
Legal Lot Number130,192
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group2
Census Block2001
Census Tract251700

Owner

22102 Ridgeway St is owned and occupied by an individual who bought it in September 2004.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address22102 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4085
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2004 · Amount on File
Deed SaleSep 13, 2004 · Amount on File
Deed Document Number20044203318
Deed Book / Page15868 / 336
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22102 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4085
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000129271
DateOct 31, 2017
Book Page25031/044
Instrument7129271
Lender
NameFIRST STATE BANK
TypeBank
AddressSAINT CLAIR SHORES, MI 48081
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueOct 16, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 22102 Ridgeway St was $1,962 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictSouth Lake Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,100$196,200
2025$1,962.00
2023$73,100$146,200
2022$1,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22102 Ridgeway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22102 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Ridgeway St

Nearby Streets

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