22101 Harding St, Oak Park, MI 48237 Property Records

Oakland County property record for 22101 Harding St, Oak Park, MI 48237

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,356 sqft · built 1953
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on File
Tax Bill$2,008 (2025)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN52-25-31-103-030

Property Details

APN / Parcel Number

Primary APN52-25-31-103-030

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area1,356 sqft
Basement Area1,202 sqft
Unfinished Basement1,356 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeGable
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions125 ft deep x 52 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address22101 HARDING ST
CityOAK PARK
StateMI
Zip48237-2563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionT1N, R11E, SEC 31 MARTIN'S POLO HEIGHTS SUB N 27.50 FT OF LOT 216 & S 24.50 FT OF LOT 217
Legal Range11E
Legal Township01N
Legal Section31
Legal SubdivisionPOLO HEIGHTS SUB
Legal Lot Number216-217
JurisdictionOAKLAND MI
Township / Civil DivisionOAK PARK
Census Block Group3
Census Block3004
Census Tract171500

Owner

22101 Harding St is owned and occupied by two individuals who acquired it in May 2012.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address22101 HARDING ST, OAK PARK, MI 48237-2563
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 1997
Deed SaleJan 7, 1997
Last Transfer DateMay 16, 2012
Transfer Doc0000126517
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address22101 HARDING ST, OAK PARK, MI 48237-2563
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089792
DateJun 10, 2019
Book Page52911/00217
Instrument89792
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22101 Harding St was $2,008 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityOak Park City
Unified School DistrictOak Park City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,008.00 (+1.77%) Homeowner's exemption$116,500 Land $16,100 Building $100,400$233,000 Land $32,200 Building $200,800
2024$1,973.00
2023$96,000 Land $13,500 Building $82,500$192,000 Land $27,000 Building $165,000
2022$1,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22101 Harding St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22101 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK PARK
serves 29,654 people · EPA ID MI0004880
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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