22020 Harding St, Oak Park, MI 48237 Property Records

Oakland County property record for 22020 Harding St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,616 sqft · built 1953
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$2,104 (Feb 2012)
Tax Bill	$2,213 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`52-25-31-104-014`

Property Details

APN / Parcel Number

Primary APN	`52-25-31-104-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Basement Area	1,616 sqft
Unfinished Basement	1,616 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	62 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	22020 HARDING ST
City	OAK PARK
State	MI
Zip	48237-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 31 MARTIN'S POLO HEIGHTS SUB S 5 FT OF LOT 241, ALL OF LOT 242 & N 15 FT OF LOT 243
Legal Range	11E
Legal Township	01N
Legal Section	31
Legal Subdivision	POLO HEIGHTS SUB
Legal Lot Number	241-243
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	3
Census Block	3003
Census Tract	171500

Owner

Source: Oakland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22020 HARDING ST, OAK PARK, MI 48237-2525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2012 · Amount on Record
Deed Sale	Feb 17, 2012 · Amount on Record
Deed Document Number	201231664
Deed Book / Page	43862 / 85
Last Transfer Date	Jul 12, 2019
Transfer Doc	0000111132
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	22020 HARDING ST, OAK PARK, MI 48237-2525
Document Number	0000144150
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22020 HARDING ST OAK PARK MI 482372525, OAK PARK, MI 48237-2525

Mortgage

Document Number	0000144150
Date	Jul 23, 2020
Book Page	054547/000880
Instrument	144150

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 12, 2019
Property Address	22020 HARDING ST, OAK PARK, MI 48237-2525
Document Number	0000111132
Book / Page	053018 / 000368
Instrument Date	Jul 12, 2019
Instrument	111132
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22020 HARDING ST OAK PARK MI 482372525, OAK PARK, MI 48237-2525

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,213.00 (+1.75%) Homeowner's exemption	$134,200 (+23.23%) Land $17,300 Building $116,900	$268,400 (+23.23%) Land $34,600 Building $233,800
2024	$2,175.00 (+12.35%)
2023		$108,900 Land $14,500 Building $94,400	$217,800 Land $29,000 Building $188,800
2022	$1,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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